2536 Cambridge Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2536 Cambridge Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,782 sqft · built 1974
Lot Size	0.34 acres (14,802 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Oct 2025)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0087N-0B-004.00`

Property Details

APN / Parcel Number

Primary APN	`0087N-0B-004.00`
Alternative APN	`17348`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,062 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,802 sqft (0.34 acres)
Lot Dimensions	14.8 ft deep x 100 ft wide
Porch	Porch
Porch Area	70 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17348
Street Address	2536 CAMBRIDGE DR
City	LANCASTER
State	SC
Zip	29720-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100X148
Legal Subdivision	SMOKER
Legal Block	66
Legal Lot Number	66
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2031
Census Tract	10600

Owner

2536 Cambridge Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2536 CAMBRIDGE DR, LANCASTER, SC 29720-7518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed, Transfer · Line of Credit FOUNDERS FCU
Sep 30, 2020	Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Sep 30, 2020 · Amount on File
Deed Document Number	202513304
Deed Book / Page	1972 / 303
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 2, 2025
Property Address	2536 CAMBRIDGE DR, LANCASTER, SC 29720-7518
Document Number	0000013304
Book / Page	1972 / 303
Map Reference	PL 935
Instrument Date	Oct 2, 2025
Instrument	2025013304
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2536 CAMBRIDGE DR, LANCASTER, SC 29720-7518

Mortgage

Document Number	0000013305
Date	Oct 2, 2025
Book Page	5435/245
Instrument	2025013305

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 5, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	10-Year TN
Max Rate	13%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 30, 2020
Property Address	2536 CAMBRIDGE DR, LANCASTER, SC 29720-7518
Document Number	0000016878
Book / Page	1368 / 205
Map Reference	PL 935
Instrument Date	Sep 29, 2020
Instrument	2020016878
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2536 CAMBRIDGE DR, LANCASTER, SC 29720-7518

Mortgage

Document Number	0000016879
Date	Sep 30, 2020
Instrument	2020016879

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000016880
Date	Sep 30, 2020
Book Page	4144/254
Instrument	2020016880

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2536 Cambridge Dr was $1,064, up 9.4% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00 (+9.35%)	$7,291 (+15%) Land $868 Building $6,423	$210,100 (+32.56%) Land $25,000 Building $185,100
2024	$973.00 (+0.41%)	$6,340 (-) Land $600 Building $5,740	$158,500 (-) Land $15,000 Building $143,500
2023	$969.00	$6,340 Land $600 Building $5,740	$158,500 Land $15,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2536 Cambridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2536 Cambridge Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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