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2535 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 2535 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property TypeAuto Repair, Garage
Details0.5 ba · 3,780 sqft · built 1954
Lot Size1.6 acres (69,696 sqft)
OwnerCompany Name on File
Last Sale$50,000 (Mar 2026)
Tax Bill$186 (2025)
Deeds & MortgagesAug 2026 Construction Loan
Mar 2026 Sale
Flood ZoneZone X (minimal risk)
APN084050 04900

Property Details

APN / Parcel Number

Primary APN084050 04900
Alternative APN
  • 050 04900

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,780 sqft Total Area
1st Floor Area2,520 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area69,696 sqft (1.6 acres)
Lot Dimensions200 ft deep x 160 ft wide
TerrainRolling
PorchSlab
Porch Area900 sqft
Utility Building360 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2535 MT CARMEL RD
CityCOVINGTON
StateTN
Zip38019-7213
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionDISTRICT: 01, COUNTY AREA: C62
JurisdictionTIPTON TN
Township / Civil Division9
Census Block Group2
Census Block2023
Census Tract40602

Owner

2535 Mount Carmel Rd, a commercial property, is owned by a company that bought it in March 2026.

Source: Tipton County records, as of March 18, 2026

Owner of RecordCompany Name on File
Mailing Address3025 MT CARMEL RD, COVINGTON, TN 38019-7223
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST CITIZENS NATIONAL BANK
Mar 11, 2026Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2026 · Amount on File
Deed SaleMar 11, 2026 · Amount on File
Prior SaleJan 6, 2020 · Amount on File
Deed Document Number2026290707
Deed Book / Page2115 / 1025
Prior Transfer DateDec 30, 2019
Prior Transfer Doc0001827382
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Recording DateAug 12, 2026
Property Address2535 MT CARMEL RD, COVINGTON, TN 38019-7213
Document Number0000294943
Book / Page2136 / 570
Instrument DateAug 6, 2026
Instrument2026294943
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyREALTY TITLE INC, REALTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000294943,
DateAug 12, 2026
Book Page2136/570
Instrument2026294943
Lender
NameFIRST CITIZENS NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term18 Months
DueFeb 6, 2028
Interest
Rate6.49%
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateMar 11, 2026
Property Address2535 MT CARMEL RD, COVINGTON, TN 38019-7213
Document Number0021151025
Book / Page2115 / 1025
Instrument DateMar 10, 2026
Instrument290707
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3025 MT CARMEL RD, COVINGTON, TN 38019-7223

Tax Assessment & Valuation

The 2025 property tax bill for 2535 Mount Carmel Rd was $186.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$186.00$12,200 Land $8,120 Building $4,080
2023$12,200 Land $8,120 Building $4,080
2022$242.00
2020$30,500 Land $20,300 Building $10,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2535 Mount Carmel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2535 Mount Carmel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Aeneas Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount Carmel Rd

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