2535 Dunstan St, Oceanside, CA 92054 Property Records

San Diego County property record for 2535 Dunstan St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,195 sqft · built 1980
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Jul 2012)
Tax Bill$6,097 (2025)
Deeds & MortgagesOct 2026 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN151-260-04-00

Property Details

APN / Parcel Number

Primary APN151-260-04-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,195 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,800 sqft (0.248 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2535 DUNSTAN ST
CityOCEANSIDE
StateCA
Zip92054-5764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 4 TR 004972
Legal SubdivisionDUNSTAN HEIGHTS
Legal Tract004972
Legal Block2
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract18504

Owner

Source: San Diego County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2535 DUNSTAN ST, OCEANSIDE, CA 92054-5764
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2026Deed of Trust, Mortgage · Line of Credit
MISSION FEDERAL CREDIT UNION
May 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2012 · Amount on Record
Deed SaleJul 19, 2012 · Amount on Record
Prior SaleOct 13, 2006 · Amount on Record
Deed Document Number2012418567
Last Transfer DateMay 19, 2021
Transfer Doc0000397853
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateOct 13, 2026
Property Address2535 DUNSTAN ST, OCEANSIDE, CA 92054-5764
Document Number0000296136
Instrument DateSep 29, 2026
Instrument2026296136
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2535 DUNSTAN ST, OCEANSIDE, CA 92054-5764

Mortgage

Document Number0000296136,
DateOct 13, 2026
Instrument2026296136
Lender
NameMISSION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 31, 2051
Interest
Max Rate-1%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 26, 2021
Property Address2535 DUNSTAN ST, OCEANSIDE, CA 92054-5764
Document Number0000397853
Map ReferenceMAP 4972
Instrument DateMay 19, 2021
Instrument2021-0397853
Transaction TypeTransfer
Record UpdatedJun 4, 2021
Title CompanyLAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2535 DUNSTAN ST, OCEANSIDE, CA 92054-5764

Mortgage

Document Number0000397854
DateMay 26, 2021
Instrument2021-0397854
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$558,931 (+2%) Land $355,291 Building $203,640
2025$6,097.00 (+5.23%) Homeowner's exemption$547,973 (+4.04%) Land $348,325 Building $199,648
2023$5,794.00 (+0.19%) Homeowner's exemption$526,697 Land $334,800 Building $191,897
2022$5,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1985–2018)
Claims Outside the SFHA3 of 13
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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