Oakland County property record for 2535 Bonner St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 624 sqft · built 1941 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (May 2026) |
| Tax Bill | $2,362 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-26-303-019 |
| Primary APN | 24-25-26-303-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Asbestos |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 83 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2535 BONNER ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 26 FIRST ADD TO EAST URBANREST LOTS 31 & 32, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 17 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | FIRST ADD |
| Legal Block | 17 |
| Legal Lot Number | 31-32 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 173000 |
Source: Oakland County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2535 BONNER ST, FERNDALE, MI 48220-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU |
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA |
| May 19, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 24, 2019 | Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Deed Document Number | 202667277 |
| Deed Book / Page | 61207 / 342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2535 BONNER ST, FERNDALE, MI 48220-1556 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2535 BONNER ST, FERNDALE, MI 48220-1556 |
| Document Number | 0000071319 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 58706/735 |
| Instrument | 71319 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 12, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2535 BONNER ST, FERNDALE, MI 48220-1556 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2535 BONNER ST, FERNDALE, MI 48220-1556 |
| Document Number | 0000049620 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 55768/354 |
| Instrument | 49620 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 27, 2026 |
| Property Address | 2535 BONNER ST, FERNDALE, MI 48220-1556 |
| Document Number | 0000072097 |
| Book / Page | 61229 / 602 |
| Instrument Date | May 8, 2026 |
| Instrument | 202672097 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000072097, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 61229/602 |
| Instrument | 202672097 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 19, 2026 |
| Property Address | 2535 BONNER ST, FERNDALE, MI 48220-1556 |
| Document Number | 20260067277 |
| Book / Page | 61207 / 342 |
| Instrument Date | May 8, 2026 |
| Instrument | 202667277 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $178,012.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2535 BONNER ST, FERNDALE, MI 48220-1556 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2535 BONNER ST, FERNDALE, MI 48220-1556 |
| Document Number | 0000014622 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2535 BONNER ST FERNDALE MI 482201556, FERNDALE, MI 48220-1556 |
| Document Number | 0000014622 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 052543/000868 |
| Instrument | 14622 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LATHRUP VILLAGE, MI 48076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 29, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,362.00 (-1.75%) Homeowner's exemption | $98,660 (+11.27%) | $197,320 (+11.27%) |
| 2024 | $2,404.00 (-1.11%) | ||
| 2023 | $88,670 | $177,340 | |
| 2021 | $2,431.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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