2535 Banyan Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 2535 Banyan Dr, Lodi, CA 95240

Property Summary

Property Type	Duplex
Details	10 bd · 8 ba · 2,019 sqft · built 1979
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Trust Names on File
Last Sale	$17,000 (Oct 2013)
Tax Bill	$3,147 (2026)
Deeds & Mortgages	May 2020 Reverse Mortgage Jan 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-260-490-000`

Property Details

APN / Parcel Number

Primary APN	`062-260-490-000`
Alternative APN	`062-260-49`

Interior

Bedrooms	10 Beds
Full Baths	8 Baths
Units	2 Units
Stories	1 Story
Building Area	2,019 sqft Living Area
1st Floor Area	2,019 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	6,120 sqft (0.141 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	062-260-49
Street Address	2535 BANYAN DR
City	LODI
State	CA
Zip	95240-7170
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	VINEYARD TR 1218 U # 3 LOT 000243 MAP 000022 00036
Legal Subdivision	VINEYARD 03
Legal Tract	1218
Legal Block	1
Legal Lot Number	243
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1010
Census Tract	4308

Owner

2535 Banyan Dr, a duplex, is owner-occupied and held in a trust since July 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2535 BANYAN DR, LODI, CA 95240-7170
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Jan 31, 2020	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2013 · Amount on File
Deed Sale	Oct 23, 2013 · Amount on File
Prior Sale	Aug 30, 2013 · Amount on File
Deed Document Number	2013133994
Last Transfer Date	Jul 4, 2025
Transfer Doc	0000057812
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2535 BANYAN DR, LODI, CA 95240-7170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062002
Date	May 27, 2020
Instrument	2020-062002

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.42%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2535 BANYAN DR, LODI, CA 95240-7170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013900
Date	Jan 31, 2020
Instrument	2020-013900

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.42%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2535 BANYAN DR, LODI, CA 95240-7170
Document Number	0000013901
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2535 BANYAN DR LODI CA 952407170, LODI, CA 95240-7170

Mortgage

Document Number	0000013901
Date	Jan 31, 2020
Instrument	13901

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	3.42%

Tax Assessment & Valuation

The 2026 property tax bill for 2535 Banyan Dr was $3,147, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,147.00 (+0.38%)
2025	$3,135.00	$294,196 Land $104,194 Building $190,002
2023	$3,005.00 (+2.35%) Homeowner's exemption	$282,774 Land $100,149 Building $182,625
2022	$2,936.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2535 Banyan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2535 Banyan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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