Ramsey County property record for 2535 3rd Ave E, North Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 744 sqft · built 1920 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Nov 2025) |
| Tax Bill | $3,828 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-29-22-43-0134 |
| Primary APN | 12-29-22-43-0134 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| 1st Floor Area | 552 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 245265 |
|---|---|
| Street Address | 2535 3RD AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND ADDITION TO NORTH,ST. P LOTS 22 AND LOT 23 BLK 3 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 12 |
| Legal Subdivision | SECOND ADDITION TO NORTH,ST. P |
| Legal Block | 3 |
| Legal Lot Number | 22,23 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 42602 |
2535 3rd Ave E is owned and occupied by an individual who bought it in November 2025.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2535 3RD AVE E, SAINT PAUL, MN 55109-3226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2024 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Nov 26, 2025 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 8, 2020 | Warranty Deed, Transfer · Conventional with PMI AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on File |
| Deed Sale | Nov 26, 2025 · Amount on File |
| Prior Sale | Jun 8, 2020 · Amount on File |
| Deed Document Number | 20255087781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2535 3RD AVE E, NORTH ST PAUL, MN 55109-3226 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0A05039306 |
|---|---|
| Date | Sep 19, 2024 |
| Instrument | A05039306 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 5, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 26, 2025 |
| Property Address | 2535 3RD AVE E, NORTH ST PAUL, MN 55109-3226 |
| Document Number | 0A05087781 |
| Instrument Date | Nov 21, 2025 |
| Instrument | A05087781 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | ALL AMERICAN TITLE AGENCY LLC, ALL AMERIACN TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2535 3RD AVE E, NORTH SAINT PAUL, MN 55109-3226 |
| Document Number | 0A05087782 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | A05087782 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 8, 2020 |
| Property Address | 2535 3RD AVE E, NORTH ST PAUL, MN 55109-3226 |
| Document Number | 0004815097 |
| Instrument Date | May 28, 2020 |
| Instrument | 4815097 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | @TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2535 3RD AVE E NORTH ST PAUL MN 551093226, NORTH ST PAUL, MN 55109-3226 |
| Document Number | 4815098 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 4815098 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2050 |
The 2025 property tax bill for 2535 3rd Ave E was $3,828.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,100 (-8.86%) Land $52,100 Building $206,000 | $258,100 (-8.86%) Land $52,100 Building $206,000 | |
| 2025 | $3,828.00 Homeowner's exemption | $283,200 Land $52,100 Building $231,100 | $283,200 Land $52,100 Building $231,100 |
| 2023 | $3,338.00 Homeowner's exemption | $250,000 Land $52,100 Building $197,900 | $250,000 Land $52,100 Building $197,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2535 3rd Ave E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2535 3rd Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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