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25348 2nd St, Summerland Key, FL 33042 Property Records

Monroe County property record for 25348 2nd St, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,439 sqft · built 1976
Lot Size0.309 acres (13,475 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (May 1990)
Tax Bill$9,346 (2024)
Deeds & MortgagesMay 2023 Transfer
Jan 2023 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN00197120-000000

Property Details

APN / Parcel Number

Primary APN00197120-000000
Alternative APNs
  • 36662800197120000000
  • 1258776

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,439 sqft Living Area
1st Floor Area2,439 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area13,475 sqft (0.309 acres)
View / LotCanal/Waterfront

Exterior Amenities

Pool Area220 sqft
PorchUnfinished Open Porch
Deck Area96 sqft
Patio Area2,276 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1258776
Street Address25348 2ND ST
CitySUMMERLAND KEY
StateFL
Zip33042-4517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 36 SUMMERLAND BCH ADDN 1 SUMMERLAND KEY PB3-20 OR15-196 OR457-281 PROB81-191-CP-23 OR836-1729/1733 OR948-255 OR950-1415 OR1136-1409 OR2827-1870/72R/S OR3206-2247 OR3225-915
Legal Range28E
Legal Township66S
Legal Section36
Legal SubdivisionSUMMERLAND BEACH ADD NO 1
Legal Lot Number36
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1027
Census Tract971502

Owner

25348 2nd St is owned and occupied by an individual who acquired it in May 2023.

Source: Monroe County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Mailing Address25348 2ND ST, SUMMERLAND KEY, FL 33042-4517
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 3, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1990 · Amount on File
Deed SaleMay 1, 1990 · Amount on File
Prior SaleJul 1, 1985 · Amount on File
Deed Book / Page1136 / 1409
Last Transfer DateMay 10, 2023
Transfer Doc0032250915
Record UpdatedSep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMay 15, 2023
Property Address25348 2ND ST, SUMMERLAND KEY, FL 33042-4517
Document Number0032250915
Book / Page3225 / 915
Map ReferenceMB 3 PG 20
Instrument DateMay 10, 2023
Instrument2417960
Transaction TypeTransfer
Record UpdatedJun 2, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address25348 2ND ST, SUMMERLAND KEY, FL 33042-4517

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7464 BLAINE WAY, SARASOTA, FL 34231-7903

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJan 3, 2023
Property Address25348 2ND ST, SUMMERLAND KEY, FL 33042-4517
Document Number0032062247
Book / Page3206 / 2247
Map ReferenceMB 3 PG 20
Instrument DateDec 22, 2022
Instrument2402238
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7464 BLAINE WAY, SARASOTA, FL 34231-7903

Transferred To (Grantee/Buyer)

NameVerified Name
Address25348 2ND ST, SUGARLF SHRS, FL 33042-4517

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address25348 2ND ST, SUMMERLAND KEY, FL 33042-4517
Document Number0028900663
Book / Page002890 / 000663
Instrument DateJan 10, 2018
Transaction TypeMortgage
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address25348 2ND ST SUMMERLAND KEY FL 330424517, SUMMERLAND KEY, FL 33042-4517

Mortgage

Document Number0028900663
DateFeb 5, 2018
Book Page002890/000663
Instrument2153899
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 4, 2033

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,085,154$1,724,848 Land $1,280,125 Building $444,723
2024$9,346.00 (+3.51%)
2023$9,029.00 (+23.91%) Senior Citizen's exemption$1,023,857 (+17.55%)$1,582,608 (+22.64%) Land $1,164,240 Building $418,368
2022$7,287.00 Senior Citizen's exemption$871,025$1,290,490 Land $862,400 Building $428,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25348 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25348 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

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