2534 S Riptide Ave, Meridian, ID 83642 Property Records

Ada County property record for 2534 S Riptide Ave, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,043 sqft · built 2013
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jun 2016)
Tax Bill	$1,327 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R7850270030`

Property Details

APN / Parcel Number

Primary APN	`R7850270030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,043 sqft Living Area
Gross Area	2,588 sqft
1st Floor Area	1,447 sqft
Attic	Attic
Attic Area	596 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	5,097 sqft (0.117 acres)
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2534 S RIPTIDE AVE
City	MERIDIAN
State	ID
Zip	83642-6554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 02 BLK 02 SHEPHERD CREEK SUB
Legal Range	01W
Legal Township	03N
Legal Section	24
Legal Subdivision	SHEPHERD CREEK SUB
Legal Block	02
Legal Lot Number	02
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2013
Census Tract	10337

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2534 S RIPTIDE AVE, MERIDIAN, ID 83642-6554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2016 · Amount on Record
Deed Sale	Jun 3, 2016 · Amount on Record
Prior Sale	Jul 11, 2013 · Amount on Record
Deed Document Number	201648330
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2534 S RIPTIDE AVE, MERIDIAN, ID 83642-6554
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011233
Date	Feb 24, 2023
Instrument	2023-011233

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2534 S RIPTIDE AVE, MERIDIAN, ID 83642-6554
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004807
Date	Jan 22, 2019
Instrument	2019-004807

Lender

Name	UMPQUA BANK
Type	Bank
Address	MERIDIAN, ID 83642

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2534 S RIPTIDE AVE, MERIDIAN, ID 83642-6554
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATIONAL TITLE BOIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102772
Date	Aug 12, 2020
Instrument	2020-102772

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,327.00 (-3.84%) Homeowner's exemption	$419,600 (+8.37%)	$419,600 (+8.37%)
2024	$1,380.00 (-28.79%)
2023		$387,200 Land $146,000 Building $241,200	$387,200 Land $146,000 Building $241,200
2022	$1,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Verizon.

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