2534 Meadowmist Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 2534 Meadowmist Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,065 sqft · built 1984
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individuals on Record
Last Sale	$760,000 (Feb 1990)
Tax Bill	$18,624 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2023 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`265-341-04-00`

Property Details

APN / Parcel Number

Primary APN	`265-341-04-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	4,065 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	43,996 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2534 MEADOWMIST LN
City	ENCINITAS
State	CA
Zip	92024-6532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 16 TR 009183
Legal Subdivision	ENCINITAS 3622-1
Legal Tract	009183
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2017
Census Tract	17111

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISTA POINT MORTGAGE LLC
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOW RATE COMPANY CORP
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Feb 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 1, 2020	Deed of Trust, Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 1990 · Amount on Record
Deed Sale	Feb 16, 1990 · Amount on Record
Prior Sale	Apr 29, 1983 · Amount on Record
Deed Document Number	199086705
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2026
Property Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Document Number	0000152832
Instrument Date	May 22, 2026
Instrument	2026152832
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Investor	Possibly a Property Investor

Mortgage

Document Number	0000152832,
Date	May 28, 2026
Instrument	2026152832

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532

Mortgage

Document Number	0000132782
Date	May 22, 2023
Instrument	2023-0132782

Lender

Name	VISTA POINT MORTGAGE LLC
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532

Mortgage

Document Number	0000132657
Date	Mar 25, 2022
Instrument	2022-0132657

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63179

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532

Mortgage

Document Number	0000874101
Date	Dec 30, 2021
Instrument	2021-0874101

Lender

Name	LOW RATE COMPANY CORP
Type	Non-Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532

Mortgage

Document Number	0000652965
Date	Sep 15, 2021
Instrument	2021-0652965

Lender

Name	BBVA USA
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128528
Date	Apr 2, 2018
Instrument	2018-0128528

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238906
Date	Jun 13, 2018
Instrument	2018-0238906

Lender

Name	COMPASS BANK
Type	Bank
Address	SAN DIEGO, CA 92128

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052545
Date	Feb 13, 2019
Instrument	2019-0052545

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2059

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2534 MEADOWMIST LN, ENCINITAS, CA 92024-6532
Document Number	0000237219
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2534 MEADOWMIST LN ENCINITAS CA 920246532, ENCINITAS, CA 92024-6532

Mortgage

Document Number	0000237219
Date	May 11, 2020
Instrument	237219

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	1265 CORONA POINTE CT, CORONA, CA 92879-1783

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,547,049 (+2%) Land $675,565 Building $871,484
2025	$18,624.00 (+8.65%) Homeowner's exemption	$1,516,716 (+4.04%) Land $662,319 Building $854,397
2023	$17,142.00 (+1.82%) Homeowner's exemption	$1,457,822 Land $636,601 Building $821,221
2022	$16,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband, Spectrum, T-Mobile, Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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