St. Louis County property record for 2533 Providence Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,786 sqft · built 1992 |
| Lot Size | 0.325 acres (14,184 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jul 2025) |
| Tax Bill | $5,672 (2026) |
| Deeds & Mortgages | May 2024 Construction Loan Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0405-00200 |
| Primary APN | 010-0405-00200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,786 sqft Gross Area |
| 1st Floor Area | 1,163 sqft |
| Basement Area | 866 sqft |
| Finished Basement | 866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 14,184 sqft (0.325 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Deck Area | 224 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1184493 |
|---|---|
| Street Address | 2533 PROVIDENCE RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-2947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:003 SERIAL # |
| Legal Subdivision | CENTRAL BAPTIST DIV DULUTH |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2533 PROVIDENCE RD, DULUTH, MN 55811-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 29, 2024 | Deed of Trust, Mortgage · Construction Mortgage NORTH SHORE BANK OF COMMERCE |
| Jan 27, 2023 | Warranty Deed, Transfer · Commercial Mortgage NORTH SHORE BANK OF COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Deed Document Number | 20251091672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3941 TEAL LN, DULUTH, MN 55811-3516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2533 PROVIDENCE RD, DULUTH, MN 55811-2947 |
| Document Number | 0001488733 |
|---|---|
| Date | May 29, 2024 |
| Instrument | 1488733 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 27, 2023 |
| Property Address | 2533 PROVIDENCE RD, DULUTH, MN 55811-2947 |
| Document Number | 0001460984 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 1460984 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Title Company | NOT AVAILABLE, ST LOUIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2533 PROVIDENCE RD, DULUTH, MN 55811-2947 |
| Document Number | 0001460985 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 1460985 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Feb 1, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,672.00 (+258.99%) Homeowner's exemption | ||
| 2025 | $1,580.00 (+31.45%) Homeowner's exemption | $538,900 (+39.72%) Land $34,000 Building $504,900 | $538,900 (+39.72%) Land $34,000 Building $504,900 |
| 2024 | $1,202.00 | $385,700 (+5,833.85%) Land $43,800 Building $341,900 | $385,700 (+5,833.85%) Land $43,800 Building $341,900 |
| 2022 | $6,500 Land $6,500 | $6,500 Land $6,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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