25324 Withrow Rd, Brooksville, FL 34601 Property Records

Hernando County property record for 25324 Withrow Rd, Brooksville, FL 34601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,110 sqft · built 1999
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Owner Names on Record
Last Sale	$26,500 (Mar 1999)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R09-122-20-1325-0000-0180`

Property Details

APN / Parcel Number

Primary APN	`R09-122-20-1325-0000-0180`
Alternative APNs	`00606758` `606758`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	2,110 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Mixed
Garage Area	1,080 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	7 Parking Spaces
Porch	Porch
Porch Area	320 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00606758
Street Address	25324 WITHROW RD
City	BROOKSVILLE
State	FL
Zip	34601-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHROW WOODS LOT 18
Legal Range	20E
Legal Township	22S
Legal Section	09
Legal Subdivision	WITHROW WOODS
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	BROOKSVILLE
Census Block Group	1
Census Block	1018
Census Tract	40201

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	25324 WITHROW RD, BROOKSVILLE, FL 34601-4937
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Oct 21, 2020	Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Feb 15, 2018	Loan Modification, Mortgage · Line of Credit SUNTRUST BK/TALLAHASSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 1999 · Amount on Record
Deed Sale	Mar 3, 1999 · Amount on Record
Prior Sale	Mar 3, 1999 · Amount on Record
Deed Document Number	0012520188
Deed Book / Page	R0912
Last Transfer Date	May 25, 1999
Transfer Doc	0012690789
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	25324 WITHROW RD, BROOKSVILLE, FL 34601-4937
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25324 WITHROW RD, BROOKSVILLE, FL 34601-4937

Mortgage

Document Number	0041061396
Date	Dec 30, 2021
Book Page	4106/1396
Instrument	2021098189

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	25324 WITHROW RD, BROOKSVILLE, FL 34601-4937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25324 WITHROW RD, BROOKSVILLE, FL 34601-4937

Mortgage

Document Number	0039021032
Date	Oct 21, 2020
Book Page	3902/1032
Instrument	2020065766

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.79%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.79%
Index	Prime Rate
Max Rate	8.79%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	25324 WITHROW RD, BROOKSVILLE, FL 34601-4937
Document Number	0038241914
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25324 WITHROW RD BROOKSVILLE FL 346014937, BROOKSVILLE, FL 34601-4937

Mortgage

Document Number	0038241914
Date	Apr 1, 2020
Book Page	003824/001914
Instrument	20966

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	25324 WITHROW RD, BROOKSVILLE, FL 34601-4937
Document Number	0035560808
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	25324 WITHROW RD BROOKSVILLE FL 346014937, BROOKSVILLE, FL 34601-4937

Mortgage

Document Number	0035560808
Date	Feb 26, 2018
Book Page	003556/000808
Instrument	11395

Lender

Name	SUNTRUST BK/TALLAHASSEE
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,280.00 (+1.2%) Additional exemption filed	$199,207 (+5.99%)	$489,083 (-2.21%) Land $62,255 Building $426,828
2023		$187,954 Land $187,954
2022	$2,253.00		$500,132 Land $62,255 Building $437,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2004–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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