25323 Kerri Ln, Ramona, CA 92065 Property Records

San Diego County property record for 25323 Kerri Ln, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,800 sqft · built 1987
Lot Size0.472 acres (20,555 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Aug 2014)
Tax Bill$7,167 (2025)
Deeds & MortgagesDec 2025 Mortgage
Apr 2024 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN288-583-11-00

Property Details

APN / Parcel Number

Primary APN288-583-11-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,800 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area20,555 sqft (0.472 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address25323 KERRI LN
CityRAMONA
StateCA
Zip92065-4727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 173 TR 007893
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007893
Legal Block3
Legal Lot Number173
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3005
Census Tract20811

Owner

25323 Kerri Ln is owned and occupied by an individual who bought it in August 2014.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address25323 KERRI LN, RAMONA, CA 92065-4727
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
LENDING FORCE LLC
Apr 2, 2024Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 21, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Oct 24, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Sep 29, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2014 · Amount on File
Deed SaleAug 18, 2014 · Amount on File
Prior SaleSep 28, 2010 · Amount on File
Deed Document Number2014354370
Prior Transfer DateOct 11, 1997
Prior Transfer Doc0000520608
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address25323 KERRI LN, RAMONA, CA 92065-4727
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyUNKNOWN, UNLS

Transferred To (Grantee/Buyer)

NameVerified Name
Address25323 KERRI LN, RAMONA, CA 92065-4727

Mortgage

Document Number0000349734
DateDec 11, 2025
Instrument2025-0349734
Lender
NameLENDING FORCE LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address25323 KERRI LN, RAMONA, CA 92065-4727
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address25323 KERRI LN, RAMONA, CA 92065-4727

Mortgage

Document Number0000081155
DateApr 2, 2024
Instrument2024-0081155
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueFeb 16, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address25323 KERRI LN, RAMONA, CA 92065-4727
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25323 KERRI LN, RAMONA, CA 92065-4727

Mortgage

Document Number0000045848
DateJan 31, 2022
Instrument2022-0045848
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateFeb 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.37%
IndexOther
Max Rate7.37%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address25323 KERRI LN, RAMONA, CA 92065-4727
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25323 KERRI LN, RAMONA, CA 92065-4727

Mortgage

Document Number0000117603
DateFeb 16, 2021
Instrument2021-0117603
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address25323 KERRI LN, RAMONA, CA 92065-4727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address25323 KERN LN, RAMONA, CA 92065

Mortgage

Document Number0000658687
DateOct 27, 2020
Instrument2020-0658687
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address25323 KERRI LN, RAMONA, CA 92065-4727
Document Number0000252304
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address25323 KERRI LN RAMONA CA 920654727, RAMONA, CA 92065-4727

Mortgage

Document Number0000252304
DateJun 27, 2019
Instrument252304
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 26, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address25323 KERRI LN, RAMONA, CA 92065-4727
Document Number0000455155
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedNov 12, 2018
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address25323 KERRI LN RAMONA CA 920654727, RAMONA, CA 92065-4727

Mortgage

Document Number0000455155
DateOct 31, 2018
Instrument455155
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 30, 2048

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address25323 KERRI LN, RAMONA, CA 92065-4727
Document Number0000459890
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address25323 KERRI LN RAMONA CA 920654727, RAMONA, CA 92065-4727

Mortgage

Document Number0000459890
DateOct 5, 2017
Instrument459890
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 25323 Kerri Ln was $7,167 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$600,672 (+2%) Land $172,028 Building $428,644
2025$7,167.00 Homeowner's exemption$588,895 Land $168,655 Building $420,240
2023$6,718.00 (-1.47%) Homeowner's exemption$566,029 Land $162,107 Building $403,922
2022$6,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25323 Kerri Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25323 Kerri Ln is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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