San Diego County property record for 25322 Poderio Dr, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 3,244 sqft Living Area |
| Lot Size | 22,216 sqft (0.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $949,000 (2025) |
| Tax Bill | $7,751.00 (2025) |
| Primary APN | 288-581-21-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,244 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 25322 PODERIO DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 17 TR 007893 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007893 |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 20811 |
Source: San Diego County records · APN 288-581-21-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 27, 2025 | Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Jan 24, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 12, 2021 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 13, 2020 | Loan Modification, Mortgage PENNYMAC |
| Mar 13, 2019 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Mar 19, 2018 | Grant Deed, Transfer MICHAEL & BARBARA MOODY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Feb 12, 2021 |
| Deed Doc Number | 2025300604 |
| Prior Transfer Date | Feb 05, 2021 |
| Prior Transfer Doc | 0000113030 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Document Number | 0000137442 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-0137442 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 18, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 27, 2025 |
| Property Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Document Number | 0000300604 |
| Map Reference | MAP 7893 |
| Instrument Date | Oct 07, 2025 |
| Instrument | 2025-0300604 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Document Number | 0000300605 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-0300605 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000039171 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2020-0039171 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 12, 2021 |
| Property Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Document Number | 0000113030 |
| Map Reference | MAP 7893 |
| Instrument Date | Feb 05, 2021 |
| Instrument | 2021-0113030 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Document Number | 0000113031 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-0113031 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Document Number | 0000542506 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 25322 PODERIO DR RAMONA CA 920654716, RAMONA, CA 92065-4716 |
| Document Number | 0000542506 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 542506 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 13, 2019 |
| Property Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Document Number | 0000089576 |
| Map Reference | MAP 7893 |
| Instrument Date | Mar 08, 2019 |
| Instrument | 2019-0089576 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Document Number | 0000089577 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 2019-0089577 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 19, 2018 |
| Property Address | 25322 PODERIO DR, RAMONA, CA 92065-4716 |
| Document Number | 0000107810 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 107810 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $616.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 25322 PODERIO DR RAMONA CA 920654716, RAMONA, CA 92065-4716 |
| Document Number | 107811 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 107811 |
| Name | MICHAEL & BARBARA MOODY |
|---|---|
| Address | 104 ETHANHILL ST, GOOSE CREEK, SC 29445-7192 |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $949,000 (+48.94%) Land $286,333 Building $662,667 | |
| 2025 | $7,751.00 (+6.44%) | $637,178 (+4.04%) Land $192,250 Building $444,928 |
| 2023 | $7,282.00 (-1.25%) | $612,437 Land $184,786 Building $427,651 |
| 2022 | $7,374.00 |
25322 Poderio Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Very High risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Very High 94th percentile of exposed land nationally · 80th in California |
|---|---|
| Wildfire Likelihood | Extreme — about 1 in 54 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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