25320 Cultus Ln, Bend, OR 97701 Property Records

Deschutes County property record for 25320 Cultus Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	2,249 sqft · built 2019
Lot Size	4.86 acres (211,702 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (May 2022)
Tax Bill	$5,045 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171421-00-04400`

Property Details

APN / Parcel Number

Primary APN	`171421-00-04400`
Alternative APNs	`R20311714210004400` `131724`

Interior

Stories	1 Story
Building Area	2,249 sqft Total Area
Gross Area	546 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	211,702 sqft (4.86 acres)

Location & Zoning

Account Number	131724
Street Address	25320 CULTUS LN
City	BEND
State	OR
Zip	97701-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	BEND CASCADE VIEW ESTATES TRACT 2 BLOCK UNIT.3 LOT 41
Legal Range	14
Legal Township	17
Legal Section	21
Legal Subdivision	BEND CASCADE VIEW ESTATES TRACT 2
Legal Tract	2
Legal Lot Number	41
Legal Unit	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1025
Census Tract	1200

Owner

25320 Cultus Ln is owned and occupied by two individuals who bought it in May 2022.

Source: Deschutes County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25320 CULTUS LN, BEND, OR 97701-9646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 12, 2019	Warranty Deed, Construction Loan · Construction Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on File
Deed Sale	May 18, 2022 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	202220289
Prior Transfer Date	Sep 24, 2013
Prior Transfer Doc	0000041113
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 18, 2022
Property Address	25320 CULTUS LN, BEND, OR 97701-9646
Document Number	0000020289
Instrument Date	May 4, 2022
Instrument	2022-20289
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTILE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25320 CUICUS LANE, BEND, OR 97701

Mortgage

Document Number	0000020290
Date	May 18, 2022
Instrument	2022-20290

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	25320 CULTUS LN, BEND, OR 97701-9646
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021462
Date	Apr 5, 2021
Instrument	2021-21462

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 12, 2019
Property Address	25320 CULTUS LN, BEND, OR 97701-9646
Document Number	0000024335
Instrument Date	Jul 10, 2019
Instrument	2019-24335
Transaction Type	Construction Loan
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 387, SANDY, OR 97055-0387

Mortgage

Document Number	0000024336
Date	Jul 12, 2019
Instrument	2019-24336

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 25320 Cultus Ln was $5,045, up 13.2% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,045.00 (+13.24%)	$280,490 (+3%)	$926,790 (-6.56%) Land $179,000 Building $747,790
2024	$4,455.00 (+2.06%)	$272,330 (+3%)	$991,810 (+18.1%) Land $179,000 Building $812,810
2023	$4,365.00	$264,400	$839,820 Land $179,000 Building $660,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25320 Cultus Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25320 Cultus Ln is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 73% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	10 / 1

May also be available: Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cultus Ln

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