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2532 Whispering Palms Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 2532 Whispering Palms Loop, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,236 sqft · built 1994
Lot Size1.64 acres (71,561 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Sep 2008)
Tax Bill$5,576 (2025)
Deeds & MortgagesDec 2020 Transfer
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN595-321-48-18

Property Details

APN / Parcel Number

Primary APN595-321-48-18

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,236 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCondo/Apartment
Lot Area71,561 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2532 WHISPERING PALMS LOOP
CityCHULA VISTA
StateCA
Zip91915-1402
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC4RP8
Legal DescriptionLOT 14 US18 PER DOC93-682051&UND INT IN TR 012923
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract012923
Legal Block1
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract13315

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 MOLTRASIO LN, HENDERSON, NV 89011-2813
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Affidavit of Death, Transfer
NORTH AMERICAN TITLE
Dec 11, 2020Grant Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 11, 2020Quit Claim Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2008 · Amount on Record
Deed SaleSep 9, 2008 · Amount on Record
Prior SaleFeb 27, 2008 · Amount on Record
Deed Document Number2008481300
Last Transfer DateDec 1, 2020
Transfer Doc0000797207
Record UpdatedOct 29, 2026

December 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateDec 11, 2020
Property Address2532 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402
Document Number0000797206
Instrument DateDec 8, 2020
Instrument797206
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyNORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7366 WINDOVER WAY TITUSVILLE FL 327807559, TITUSVILLE, FL 32780-7559

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 11, 2020
Property Address2532 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402
Document Number0000797208
Instrument DateDec 1, 2020
Instrument2020-0797208
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7366 WINDOVER WAY, TITUSVILLE, FL 32780-7559

Mortgage

Document Number0000797209
DateDec 11, 2020
Instrument2020-0797209
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 11, 2020
Property Address2532 WHISPERING PALMS LOOP, CHULA VISTA, CA 91915-1402
Document Number0000797207
Instrument DateDec 1, 2020
Instrument797207
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7366 WINDOVER WAY TITUSVILLE FL 327807559, TITUSVILLE, FL 32780-7559

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$479,412 (+2%) Land $144,477 Building $334,935
2025$5,576.00 (+5.39%)$470,013 (+4.04%) Land $141,645 Building $328,368
2023$5,291.00 (+2.86%)$451,764 Land $136,146 Building $315,618
2022$5,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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