2532 W Thomas St, Chicago, IL 60622 Property Records

Cook County property record for 2532 W Thomas St, Chicago, IL 60622

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1888
Lot Size	0.066 acres (2,880 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jun 2024)
Tax Bill	$5,509 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-01-406-037`

Property Details

APN / Parcel Number

Primary APN	`16-01-406-037`
Alternative APN	`16-01-406-037-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1890
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	2,880 sqft (0.066 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2532 W THOMAS ST
City	CHICAGO
State	IL
Zip	60622-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(GROSS) (HUMBOLDT) (PARK) ADD TO CHICAGO SUB EX 1 SQ ACRE IN NE CORNER & 1 SQ AC IN NW CORNER NW NE SE SEC 01-39-13
Legal Range	13E
Legal Township	39N
Legal Section	01
Legal Subdivision	GROSS HUMBOLDT PARK
Legal Lot Number	72
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1008
Census Tract	242500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2532 W Thomas St is owned and occupied by two individuals who bought it in June 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2532 W THOMAS ST, CHICAGO, IL 60622-3406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 18, 2024	Warranty Deed, Transfer · Conventional Mortgage GATEWAY CAPITAL MORTGAGE INC
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Mar 27, 2023 · Amount on File
Deed Document Number	202414486
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2532 W THOMAS ST, CHICAGO, IL 60622-3406
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2532 W THOMAS ST, CHICAGO, IL 60622-3406

Mortgage

Document Number	0005711005
Date	Feb 26, 2026
Instrument	2605711005

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 18, 2024
Property Address	2532 W THOMAS ST, CHICAGO, IL 60622-3406
Document Number	0017014486
Instrument Date	Jun 11, 2024
Instrument	2417014486
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 BANSHEE ST, GWINN, MI 49841-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2532 W THOMAS ST, CHICAGO, IL 60622-3406

Mortgage

Document Number	0017014487
Date	Jun 18, 2024
Instrument	2417014487

Lender

Name	GATEWAY CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.99%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 27, 2023
Property Address	2532 W THOMAS ST, CHICAGO, IL 60622-3406
Document Number	0008625108
Instrument Date	Mar 27, 2023
Instrument	2308625108
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2532 W THOMAS ST, CHICAGO, IL 60622-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2532 W THOMAS ST, CHICAGO, IL 60622-3406

Mortgage

Document Number	0008625109
Date	Mar 27, 2023
Instrument	2308625109

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

Interest

Rate Type	Fixed Rate
Rate	5.99%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2532 W THOMAS ST, CHICAGO, IL 60622-3406
Document Number	1732439054
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2532 W THOMAS ST CHICAGO IL 606223406, CHICAGO, IL 60622-3406

Mortgage

Document Number	1732439054
Date	Nov 20, 2017
Instrument	32439054

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 Land $16,128 Building $22,872	$390,000 Land $161,280 Building $228,720
2023	$5,509.00 (+3.65%)
2022	$5,315.00	$32,000 Land $12,960 Building $19,040	$320,000 Land $129,600 Building $190,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2532 W Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2532 W Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Zentro.

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