Hillsborough County property record for 2532 River Bend Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,400 sqft · built 1984 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Nov 2019) |
| Tax Bill | $3,767 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 057942-0500 |
| Primary APN | 057942-0500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 3,350 sqft |
| Upper Floors Area | 1,400 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,070 sqft (0.323 acres) |
| Lot Dimensions | 140 ft deep x 93 ft wide |
| View / Lot | River |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 971 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0579420500 |
|---|---|
| Street Address | 2532 RIVER BEND DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-6225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-4 |
| Legal Description | TRACT DESC AS FROM SW COR OF SW 1/4 RUN N 630 FT E 194.16 FT NELY ARC LT 130.03 FT N 40 DEG 20 MIN E 1200 FT NELY ARC LT 258.82 FT FOR POB AND CONT ON SAID ARC LT 83.35 FT S 79 DEG 33 MIN 59 SEC E 144 FT MOL TO RIVER SWLY ALONG RIVER 100 FT MOL TO A |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 20 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14002 |
2532 River Bend Dr is owned and occupied by two individuals who bought it in November 2019.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2532 RIVER BEND DR, RUSKIN, FL 33570-6225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Nov 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on File |
| Deed Sale | Nov 22, 2019 · Amount on File |
| Prior Sale | Jan 23, 2017 · Amount on File |
| Deed Document Number | 2019504228 |
| Deed Book / Page | 27131 / 798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2532 RIVER BEND DR, RUSKIN, FL 33570-6225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2532 RIVER BEND DR, RUSKIN, FL 33570-6225 |
| Document Number | 0000434519 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020434519 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2532 RIVER BEND DR, RUSKIN, FL 33570-6225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0259181242 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 25918/1242 |
| Instrument | 2018283340 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 22, 2019 |
| Property Address | 2532 RIVER BEND DR, RUSKIN, FL 33570-6225 |
| Document Number | 0000504228 |
| Book / Page | 27131 / 0798 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019504228 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10918 RAINBOW PYRITE DR, 10918, WIMAUMA, FL 33598-4062 |
| Name | Verified Name |
|---|---|
| Address | 2532 RIVER BEND DR, RUSKIN, FL 33570-6225 |
| Document Number | 0271310800 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 27131/0800 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 23, 2017 |
| Property Address | 2532 RIVER BEND DR, RUSKIN, FL 33570-6225 |
| Document Number | 0000028730 |
| Book / Page | 24681 / 1690 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 2017028730 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | HILLSBOROUGH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8606 BACK RD, 8606, PLANT CITY, FL 33565-3208 |
| Name | Verified Name |
|---|---|
| Address | 2532 RIVER BEND DR, RUSKIN, FL 33570-6225 |
| Document Number | 0246811692 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 24681/1692 |
| Instrument | 2017028731 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 2532 River Bend Dr was $3,767 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,325 (+2.7%) | $403,487 (-0.86%) Land $167,632 Building $235,855 | |
| 2025 | $3,767.00 Homeowner's exemption | $215,506 | $406,994 Land $167,632 Building $239,362 |
| 2023 | $3,325.00 (+5.52%) Homeowner's exemption | $203,332 (+3%) | $346,010 (-4.4%) Land $134,106 Building $211,904 |
| 2022 | $3,151.00 Homeowner's exemption | $197,410 | $361,939 Land $134,106 Building $227,833 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2532 River Bend Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2532 River Bend Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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