Brevard County property record for 2532 Reflections Pl, Melbourne, FL 32904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,862 sqft · built 2003 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,000 (Jul 2003) |
| Tax Bill | $2,593 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-07-29-*-140 |
| Primary APN | 28-37-07-29-*-140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,862 sqft Living Area |
| Gross Area | 3,588 sqft |
| 1st Floor Area | 1,234 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 51 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 394 sqft |
| Porch | Florida Room |
| Porch Area | 332 sqft |
| Patio Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2859599 |
|---|---|
| Street Address | 2532 REFLECTIONS PL |
| City | MELBOURNE |
| State | FL |
| Zip | 32904-6673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | BROOKSHIRE AT HERITAGE OAKS, PHASE 3 LOT 140 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | BROOKSHIRE AT HERITAGE OAKS, PHASE 3 |
| Legal Phase | 3 |
| Legal Lot Number | 140 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 65024 |
Source: Brevard County records · APN 28-37-07-29-*-140
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2532 REFLECTIONS PL, MELBOURNE, FL 32904-6673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Jan 10, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2003 · Amount on Record |
| Deed Sale | Jul 22, 2003 · Amount on Record |
| Prior Sale | Jul 15, 2003 · Amount on Record |
| Deed Document Number | 2003221550 |
| Deed Book / Page | 4988 / 1010 |
| Last Transfer Date | Dec 16, 2019 |
| Transfer Doc | 0086350520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2532 REFLECTIONS PL, WEST MELBOURNE, FL 32904-6673 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2532 REFLECTIONS PL, MELBOURNE, FL 32904-6673 |
| Document Number | 0098682520 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 9868/2520 |
| Instrument | 2023178973 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92617 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2532 REFLECTIONS PL, WEST MELBOURNE, FL 32904-6673 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 2532 REFLECTIONS PL, WEST MELBOURNE, FL 32904-6673 |
| Document Number | 0093292895 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 9329/2895 |
| Instrument | 2021302436 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 10, 2020 |
| Property Address | 2532 REFLECTIONS PL, WEST MELBOURNE, FL 32904-6673 |
| Document Number | 0086350520 |
| Book / Page | 008635 / 000520 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 7375 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2532 REFLECTIONS PL MELBOURNE FL 329046673, MELBOURNE, FL 32904-6673 |
| Document Number | 86350523 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 008635/000523 |
| Instrument | 7376 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 09, 2050 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | West Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,080 (+2.69%) | $386,880 (+4.01%) | |
| 2025 | $2,593.00 (+10.81%) Homeowner's exemption | $179,250 (+5.98%) | $371,970 (-4.29%) |
| 2024 | $2,340.00 (+1.96%) | ||
| 2023 | $2,295.00 (+7.19%) Homeowner's exemption | $169,130 (+3%) | $388,640 (+6.12%) Land $93,500 Building $295,140 |
| 2022 | $2,141.00 Homeowner's exemption | $164,210 | $366,210 Land $82,500 Building $283,710 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 463 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people |
|---|---|
| Water Source | Purchased surface water from CITY OF MELBOURNE |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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