Winchester City property record for 2532 Middle Rd, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,862 sqft · built 2022 |
| Lot Size | 0.256 acres (11,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $569,000 (Aug 2026) |
| Tax Bill | $4,335 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 269-03-2 |
| Primary APN | 269-03-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,862 sqft Living Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,164 sqft (0.256 acres) |
| Terrain | Rolling |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 5728 |
|---|---|
| Street Address | 2532 MIDDLE RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Description | OVERLOOK HILLS SD L-2 S E 2532 MIDDLE RD (WAS 620 CRESTVIEW TERR) |
| Legal Subdivision | OVERLOOK HILLS |
| Legal Lot Number | 2 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 302 |
2532 Middle Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Winchester City records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2532 MIDDLE RD, WINCHESTER, VA 22601-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Mar 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 21, 2023 | Deed, Transfer · VA Mortgage NAVY FCU |
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Mar 11, 2022 | Deed, Transfer · Line of Credit THE BANK OF ROMNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | May 21, 2025 · Amount on File |
| Deed Document Number | 20261711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Aug 11, 2026 |
| Property Address | 2532 MIDDLE RD, WINCHESTER, VA 22601-2720 |
| Document Number | 0000001711 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20261711 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,469.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2532 MIDDLE RD, WINCHESTER, VA 22601-2720 |
| Document Number | 0000001712, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20261712 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2532 MIDDLE RD, WINCHESTER, VA 22601-2720 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2532 MIDDLE RD, WINCHESTER, VA 22601-2720 |
| Document Number | 0260000415 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 260000415 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Sep 21, 2023 |
| Property Address | 2532 MIDDLE RD, WINCHESTER, VA 22601-2720 |
| Document Number | 0230001625 |
| Map Reference | DOC 40000062 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 230001625 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2532 MIDDLE RD, WINCHESTER, VA 22601-2720 |
| Document Number | 0230001626 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 230001626 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2532 MIDDLE RD, WINCHESTER, VA 22601-2720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220002317 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 220002317 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Mar 11, 2022 |
| Property Address | 2532 MIDDLE RD, WINCHESTER, VA 22601-2720 |
| Document Number | 0220000632 |
| Map Reference | DOC 040000062 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 220000632 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 S WASHINGTON ST, WINCHESTER, VA 22601-4041 |
| Investor | Possibly a Property Investor |
| Document Number | 0220000825 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 220000825 |
| Name | THE BANK OF ROMNEY |
|---|---|
| Type | Bank |
| Address | ROMNEY, WV 26757 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2532 Middle Rd was $4,335.
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,335.00 | $545,300 Land $45,000 Building $500,300 | |
| 2025 | $4,335.00 | $545,300 Land $45,000 Building $500,300 | |
| 2023 | $1,562.00 (+273.68%) | $376,400 Land $45,000 Building $331,400 | $376,400 Land $45,000 Building $331,400 |
| 2022 | $418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2532 Middle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2532 Middle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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