2532 Helms Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 2532 Helms Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1971
Lot Size	0.255 acres (11,103 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (Mar 2022)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-662400-000120`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-662400-000120`
Alternative APNs	`342826662400000120` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	1,674 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,103 sqft (0.255 acres)
Lot Dimensions	124 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Florida Room
Porch Area	308 sqft
Shed	1 Shed

Location & Zoning

Street Address	2532 HELMS RD
City	WINTER HAVEN
State	FL
Zip	33884-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SOUTH ROY SHORES PB 38 PG 45 LOT 12
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	SOUTH ROY SHORES
Legal Tract	662400
Legal Block	2
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2036
Census Tract	14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2532 HELMS RD, WINTER HAVEN, FL 33884-1911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 19, 2021	Warranty Deed, Transfer · Commercial Mortgage JESA PROPERTIES USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	202271723
Deed Book / Page	12164 / 1885
Last Transfer Date	Mar 23, 2023
Transfer Doc	0000071214
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Mar 28, 2023
Property Address	2532 HELMS RD, WINTER HAVEN, FL 33884-1911
Document Number	0000071214
Book / Page	12631 / 312
Map Reference	MB 38 PG 45
Instrument Date	Mar 23, 2023
Instrument	2023071214
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2532 HELMS RD, WINTER HAVEN, FL 33884-1911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2532 HELMS RD, WINTER HAVEN, FL 33884-1911

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 16, 2022
Property Address	2532 HELMS RD, WINTER HAVEN, FL 33884-1911
Document Number	0000071723
Book / Page	12164 / 1885
Map Reference	MB 38 PG 45
Instrument Date	Mar 9, 2022
Instrument	2022071723
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	NOT AVAILABLE, KINETIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12329 AEGEAN ST, NORWALK, CA 90650-2004

Mortgage

Document Number	0121641887
Date	Mar 16, 2022
Instrument	12164/1887

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 19, 2021
Property Address	2532 HELMS RD, WINTER HAVEN, FL 33884-1911
Document Number	0000186131
Book / Page	11808 / 141
Map Reference	MB 38 PG 45
Instrument Date	Jul 8, 2021
Instrument	2021186131
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2532 HELMS RD, 2532, WINTER HAVEN, FL 33884-1911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14225 CRYSTAL KEY PL, ORLANDO, FL 32824-5210

Mortgage

Document Number	0011808143
Date	Jul 19, 2021
Instrument	11808/143

Lender

Name	JESA PROPERTIES USA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,110 (-5.27%) Land $44,414 Building $161,696	$206,110 (-5.27%) Land $44,414 Building $161,696
2025	$2,281.00 (-25.94%) Homeowner's exemption	$217,579 (-8.21%) Land $42,193 Building $175,386	$217,579 (-8.21%) Land $42,193 Building $175,386
2023	$3,080.00 (-4.41%) Homeowner's exemption	$237,048 (+17.44%) Land $41,083 Building $195,965	$237,048 (+17.44%) Land $41,083 Building $195,965
2022	$3,222.00	$201,853 Land $34,421 Building $167,432	$201,853 Land $34,421 Building $167,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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