McLennan County property record for 2532 Arroyo Rd, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,208 sqft · built 1969 |
| Lot Size | 0.755 acres (32,881 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $873,810 (Apr 2025) |
| Tax Bill | $7,100 (2024) |
| Deeds & Mortgages | Apr 2025 Mortgage Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-027005-004500-7 |
| Primary APN | 48-027005-004500-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,208 sqft Living Area |
| Gross Area | 3,783 sqft |
| 1st Floor Area | 3,208 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,881 sqft (0.755 acres) |
| Lot Dimensions | 327 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,010 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 504 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Patio Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2532 ARROYO RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | LEWIS HARRY F LOT 45 BLOCK A ACRES .7548 |
| Legal Subdivision | LEWIS HARRY F |
| Legal Block | A |
| Legal Lot Number | 45 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2600 |
Source: McLennan County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2532 ARROYO RD, WACO, TX 76710-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 11, 2025 | Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK & TRUST |
| Feb 15, 2018 | Loan Modification, Mortgage AMERICAN BK/BRADENTON |
| Sep 14, 2017 | Warranty Deed, Transfer AMERICAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Sep 14, 2020 |
| Deed Document Number | 202510718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 11, 2025 |
| Property Address | 2532 ARROYO RD, WACO, TX 76710-1632 |
| Document Number | 0000010718 |
| Map Reference | VOL 1043 PG 595 |
| Instrument Date | Apr 10, 2025 |
| Instrument | 2025010718 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2532 ARROYO RD, WACO, TX 76710-1632 |
| Document Number | 0000010719 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 2025010719 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2532 ARROYO RD, WACO, TX 76710-1632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2532 ARROYO RD, WACO, TX 76710-1632 |
| Document Number | 0000034906 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023034906 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2532 ARROYO RD, WACO, TX 76710-1632 |
| Document Number | 0000007725 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2532 ARROYO RD WACO TX 767101632, WACO, TX 76710-1632 |
| Document Number | 0000007725 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 7725 |
| Name | AMERICAN BK/BRADENTON |
|---|---|
| Type | Bank |
| Address | WACO, TX 76715-4068 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 14, 2017 |
| Property Address | 2532 ARROYO RD, WACO, TX 76710-1632 |
| Document Number | 0000030249 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 30249 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2625 WOODMONT CIR WACO TX 767101633, WACO, TX 76710-1633 |
| Document Number | 30250 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 30250 |
| Name | AMERICAN BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76715-4068 |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $491,961 (-12.21%) Land $50,640 Building $441,321 | $491,961 (-12.21%) Land $50,640 Building $441,321 | |
| 2024 | $7,100.00 (+8.3%) | ||
| 2023 | $560,360 Land $50,640 Building $509,720 | $560,360 Land $50,640 Building $509,720 | |
| 2022 | $6,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1990–2010) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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