25317 Cromwell Rd, Monroe, WA 98272 Property Records

Snohomish County property record for 25317 Cromwell Rd, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1990
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Nov 2022)
Tax Bill	$5,187 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`7802-000-008-00`

Property Details

APN / Parcel Number

Primary APN	`7802-000-008-00`
Alternative APNs	`007802-000-008-00` `78020000080007` `330763`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	1,336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Sundeck
Porch Area	36 sqft
Deck Area	120 sqft
Patio Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	330763
Street Address	25317 CROMWELL RD
City	MONROE
State	WA
Zip	98272-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	SUN-Q-WEST DIV 1 BLK 000 D-00 LOT 8
Legal Section	34
Legal Subdivision	SUN-Q-WEST DIV 1
Legal Block	000 D
Legal Lot Number	8
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	52207

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NEXTITLE
Jul 6, 2026	Quit Claim Deed, Transfer NEXTITLE
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 27, 2020	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	2022455
Last Transfer Date	Jun 30, 2026
Transfer Doc	0000000162
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 7, 2026
Property Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Document Number	0000000162
Instrument Date	Jun 30, 2026
Instrument	2026162
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25317 CROMWELL RD, MONROE, WA 98272-9611

Mortgage

Document Number	0000000163,
Date	Jul 7, 2026
Instrument	20267163

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.85%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 6, 2026
Property Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Document Number	0000000640
Instrument Date	Jun 23, 2026
Instrument	2026640
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NEXTITLE

Transaction

Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25317 CROMWELL RD, MONROE, WA 98272-9611

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Nov 18, 2022
Property Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Document Number	0000000455
Map Reference	VOL 50 PG 50&51
Instrument Date	Nov 17, 2022
Instrument	202211180455
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,230.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25317 CROMWELL RD, MONROE, WA 98272-9611

Mortgage

Document Number	0000000456
Date	Nov 18, 2022
Instrument	202211180456

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000474
Date	Jan 28, 2022
Instrument	202201280474

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000046
Date	Feb 22, 2018
Instrument	201802220046

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000041
Date	Dec 4, 2020
Instrument	202012040041

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 25, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jun 16, 2020
Property Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Document Number	0000000566
Map Reference	VOL 50 PG 50&51
Instrument Date	Jun 11, 2020
Instrument	202006160566
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25317 CROMWELL RD, MONROE, WA 98272-9611

Mortgage

Document Number	0000000567
Date	Jun 16, 2020
Instrument	202006160567

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Document Number	0000000063
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25317 CROMWELL RD MONROE WA 982729611, MONROE, WA 98272-9611

Mortgage

Document Number	0000000063
Date	Apr 13, 2020
Instrument	202004130063

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Mar 27, 2020
Property Address	25317 CROMWELL RD, MONROE, WA 98272-9611
Document Number	0000000628
Instrument Date	Mar 6, 2020
Instrument	202003270628
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25317 CROMWELL RD MONROE WA 982729611, MONROE, WA 98272-9611

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,187.00 (+14.99%)	$652,800 (+9.51%) Land $352,000 Building $300,800	$652,800 (+9.51%) Land $352,000 Building $300,800
2023	$4,511.00	$596,100 Land $330,000 Building $266,100	$596,100 Land $330,000 Building $266,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER DISTRICT serves 3,121 people · EPA ID WA5332850
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Oct 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ziply Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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