25317 Big Leaf Ter, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 25317 Big Leaf Ter, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,238 sqft · built 2023
Lot Size	0.256 acres (11,184 sqft)
Owner	Company Name on Record
Last Sale	$640,000 (Mar 2024)
Tax Bill	$6,685 (2025)
Deeds & Mortgages	Mar 2024 Sale Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`42-23-17-304-010`

Property Details

APN / Parcel Number

Primary APN	`42-23-17-304-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	2,930 sqft
Flooring	Covered

Exterior

Year Built	Built 2023
Foundation Type	Slab (Mat/Raft)
Lot Area	11,184 sqft (0.256 acres)
View / Lot	Water
Driveway	Driveway
Driveway Area	448 sqft
Pool Area	34 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	25317 BIG LEAF TER
City	PUNTA GORDA
State	FL
Zip	33955-6314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HTL 002 0000 0426 HERITAGE LANDING PHASE II LOT 426 (11180 SF) 3234909 3384668
Legal Phase	2
Legal Lot Number	426
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1035
Census Tract	10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9642 GRASSY CREEK DR, PERRYSBURG, OH 43551-3544
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Mar 15, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	3384668
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 25, 2024
Property Address	25317 BIG LEAF TER, PUNTA GORDA, FL 33955-6314
Document Number	0003384668
Map Reference	MB 24 PG 19
Instrument Date	Mar 25, 2024
Instrument	3384668
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$4,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25317 BIG LEAF TER, PUNTA GORDA, FL 33955-6314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9642 GRASSY CREEK DR, PERRYSBURG, OH 43551-3544

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 15, 2023
Property Address	25317 BIG LEAF TER, PUNTA GORDA, FL 33955-6314
Document Number	0003234909
Map Reference	MB 24 PG 19
Instrument Date	Mar 10, 2023
Instrument	3234909
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,062.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25317 BIG LEAF TER, PUNTA GORDA, FL 33955-6314

Mortgage

Document Number	0003234910
Date	Mar 15, 2023
Instrument	3234910

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,685.00 (+108.19%)	$443,181 (+887.48%)	$543,114 (+805.19%) Land $65,000 Building $478,114
2023	$3,211.00 (+33.13%)	$44,880 (+1%)	$60,000 (+47.06%) Land $60,000
2022	$2,412.00	$40,800 Land $40,800	$40,800 Land $40,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 195 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	875 units insured incl. 680 condo units
Nearby Flood Claims	101 (2022–2025)
Claims Outside the SFHA	4 of 101
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 51 claims Hurricane Helene, Sep 2024 · 39 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 88% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband.

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