Montgomery County property record for 25316 Clearwater Dr, Damascus, MD 20872
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,238 sqft · built 1980 |
| Lot Size | 0.353 acres (15,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $608,525 (May 2025) |
| Tax Bill | $3,681 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01920798 |
| Primary APN | 12-01920798 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 2,526 sqft |
| 1st Floor Area | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,361 sqft (0.353 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 306 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01920798 |
|---|---|
| Street Address | 25316 CLEARWATER DR |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | CLEARSPRING MANOR |
| Legal Subdivision | CLEARSPRING MANOR |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 700207 |
25316 Clearwater Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25316 CLEARWATER DR, DAMASCUS, MD 20872-2354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VELLUM MORTGAGE LLC |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Prior Sale | Dec 12, 2003 · Amount on File |
| Deed Book / Page | 69142 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25316 CLEARWATER DR, DAMASCUS, MD 20872-2354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25316 CLEARWATER DR, DAMASCUS, MD 20872-2354 |
| Document Number | 0701160447 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 70116/447 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25316 CLEARWATER DR, DAMASCUS, MD 20872-2354 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0535860085 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 53586/085 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 237 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25316 CLEARWATER DR, DAMASCUS, MD 20872-2354 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 25316 CLEARWATER DR, DAMASCUS, MD 20872-2354 |
| Document Number | 0649220407 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 64922/407 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 25316 Clearwater Dr was $3,681.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,467 (+6.1%) | $550,400 (-) Land $198,100 Building $352,300 | |
| 2025 | $3,681.00 | $490,533 | $550,400 Land $198,100 Building $352,300 |
| 2023 | $444,633 | $460,600 Land $188,700 Building $271,900 | |
| 2022 | $4,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25316 Clearwater Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25316 Clearwater Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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