2531 Oneida Loop, Kissimmee, FL 34747 Property Records

Osceola County property record for 2531 Oneida Loop, Kissimmee, FL 34747

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 2003
Lot Size	0.164 acres (7,143 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (May 2026)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-27-3436-0001-5140`

Property Details

APN / Parcel Number

Primary APN	`09-25-27-3436-0001-5140`
Alternative APNs	`252709343600015140` `2702`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	1,800 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,143 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	28 sqft
Porch	Finished/Open Porch
Porch Area	239 sqft
Deck Area	557 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2531 ONEIDA LOOP
City	KISSIMMEE
State	FL
Zip	34747-2792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	INDIAN CREEK PHASE V PB 14 PGS 5-6 LOT 514
Legal Range	27E
Legal Township	25S
Legal Section	09
Legal Subdivision	INDIAN CREEK PH 5
Legal Phase	5
Legal Tract	3436
Legal Block	5140
Legal Lot Number	514
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2043
Census Tract	40811

Owner

Source: Osceola County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2531 ONEIDA LOOP, KISSIMMEE, FL 34747-2792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage STANDARD MORTGAGE
Jun 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Jul 30, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	202668474
Deed Book / Page	6976 / 2116
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 26, 2026
Property Address	2531 ONEIDA LOOP, KISSIMMEE, FL 34747-2792
Document Number	0000068474
Book / Page	6976 / 2116
Instrument Date	May 21, 2026
Instrument	202668474
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 ONEIDA LOOP, KISSIMMEE, FL 34747-2792

Mortgage

Document Number	0000068475,
Date	May 26, 2026
Instrument	202668475

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 26, 2026
Property Address	2531 ONEIDA LOOP, KISSIMMEE, FL 34747-2792
Document Number	0069762116
Book / Page	6976 / 2116
Instrument Date	May 21, 2026
Instrument	202668474
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 ONEIDA LOOP, KISSIMMEE, FL 34747-2792

Mortgage

Document Number	0000068475,
Date	May 26, 2026
Instrument	202668475

Lender

Name	STANDARD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 2, 2020
Property Address	2531 ONEIDA LOOP, KISSIMMEE, FL 34747-2792
Document Number	0057300873
Book / Page	5730 / 873
Map Reference	MB 14 PG 5&6
Instrument Date	Jun 2, 2020
Instrument	2020070363
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2531 ONEIDA LOOP, KISSIMMEE, FL 34747-2792

Mortgage

Document Number	0005730875
Date	Jun 2, 2020
Instrument	5730/875

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 30, 2019
Property Address	2531 ONEIDA LOOP, KISSIMMEE, FL 34747-2792
Document Number	0055650284
Book / Page	5565 / 0284
Map Reference	MB 14 PG 5&6
Instrument Date	Jul 30, 2019
Instrument	2019098188
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 PINE AVE, 2, ELYSBURG, PA 17824-9712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 LA JOLLA TRL, KISSIMMEE, FL 34747-2803

Mortgage

Document Number	0005565286
Date	Jul 30, 2019
Instrument	5565/286

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,385.00 (+11.98%) Homeowner's exemption	$269,879 (+5.99%)	$417,300 (+8.5%) Land $102,600 Building $314,700
2023	$3,916.00 (+3.87%) Homeowner's exemption	$254,635 (+3%)	$384,600 (+23.35%) Land $85,500 Building $299,100
2022	$3,770.00 Homeowner's exemption	$247,219	$311,800 Land $52,200 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	256 units insured incl. 187 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Xfinity.

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