2531 Main St, Loris, SC 29569 Property Records

Horry County property record for 2531 Main St, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,271 sqft · built 1940
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`176-09-03-0003`

Property Details

APN / Parcel Number

Primary APN	`176-09-03-0003`
Alternative APN	`0480501004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,271 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Mixed
Garage Area	528 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2531 MAIN ST
City	LORIS
State	SC
Zip	29569-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAIN ST LORIS
Legal Subdivision	HAROLD DEAN WRIGHT & LORENE WR
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	1
Census Block	1011
Census Tract	20202

Owner

2531 Main St is owned and occupied by an individual who acquired it in July 2022.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2531 MAIN ST, LORIS, SC 29569-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HOUSING COMMISSIONER
Jul 11, 2022	Warranty Deed, Transfer
Dec 8, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 2, 2022
Transfer Doc	0045701482
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	2531 MAIN ST, LORIS, SC 29569-2723
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	ALA TITLE, AL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 MAIN ST, LORIS, SC 29569-2723

Mortgage

Document Number	67730000001043
Date	Apr 3, 2024
Book Page	0000006773/0000001043

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	873 Months
Due	Jan 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.27%
Type Change Date	May 1, 2020

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	2531 MAIN ST, LORIS, SC 29569-2723
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	ALA TITLE, AL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 MAIN ST, LORIS, SC 29569-2723

Mortgage

Document Number	67730000001060
Date	Apr 3, 2024
Book Page	0000006773/0000001060

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	873 Months
Due	Jan 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.27%
Type Change Date	May 1, 2020

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jul 11, 2022
Property Address	2531 MAIN ST, LORIS, SC 29569-2723
Document Number	0045701482
Book / Page	4570 / 1482
Instrument Date	Jul 2, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 MAIN ST, LORIS, SC 29569-2723

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HORRY SC
Recording Date	Dec 8, 2017
Property Address	2531 MAIN ST, LORIS, SC 29569-2723
Document Number	4065/2906
Book / Page	004065 / 002906
Instrument Date	Dec 7, 2017
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 MAIN ST LORIS SC 295692723, LORIS, SC 29569-2723

Tax Assessment & Valuation

The 2025 property tax bill for 2531 Main St was $1,216.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Loris City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00		$254,564 (-) Land $37,244 Building $217,320
2024	$1,216.00 (-65.48%)	$10,183 (+214.1%) Land $1,490 Building $8,693	$254,564 (+148.48%) Land $37,244 Building $217,320
2023	$3,523.00	$3,242 Land $662 Building $2,580	$102,450 Land $16,550 Building $85,900
2021	$389.00	$4,098 Land $662 Building $3,436	$102,450 Land $16,550 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2531 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2531 Main St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORIS serves 4,350 people · EPA ID SC2610010
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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