2531 E Rose Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2531 E Rose Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,660 sqft · built 1986
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Sep 2020)
Tax Bill	$4,598 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010/01931-090-000`

Property Details

APN / Parcel Number

Primary APN	`010/01931-090-000`
Alternative APN	`782424181009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,660 sqft Living Area
Gross Area	2,732 sqft
1st Floor Area	1,130 sqft
Basement Area	1,048 sqft
Finished Basement	530 sqft
Unfinished Basement	518 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2531 E ROSE AVE
City	DES MOINES
State	IA
Zip	50320-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 EASTER LAKE PARK
Legal Subdivision	EASTER LAKE PARK
Legal Lot Number	90
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2009
Census Tract	3902

Owner

2531 E Rose Ave is owned and occupied by an individual who bought it in September 2020.

Source: Polk County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2531 E ROSE AVE, DES MOINES, IA 50320-2233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Sep 28, 2001 · Amount on File
Deed Document Number	202027491
Deed Book / Page	18054 / 548
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 9, 2020
Property Address	2531 E ROSE AVE, DES MOINES, IA 50320-2233
Document Number	202000027491
Book / Page	18054 / 548
Instrument Date	Aug 24, 2020
Instrument	2020-00027491
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2531 E ROSE AVE, DES MOINES, IA 50320-2233

Mortgage

Document Number	202000027493
Date	Sep 9, 2020
Instrument	2020-00027493

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000027494
Date	Sep 9, 2020
Book Page	18054/568
Instrument	2020-00027494

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2025

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,500 Land $64,100 Building $201,400	$265,500 Land $64,100 Building $201,400
2024	$4,598.00
2023		$244,200 Land $58,200 Building $186,000	$244,200 Land $58,200 Building $186,000
2020	$4,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2531 E Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2531 E Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

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