2530 Tracy Ln, Highlands, TX 77562 Property Records

Harris County property record for 2530 Tracy Ln, Highlands, TX 77562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,734 sqft · built 2015
Lot Size	0.141 acres (6,119 sqft)
Owner	2 Individual Names on File
Last Sale	$233,050 (Nov 2022)
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2024 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`128-114-004-0036`

Property Details

APN / Parcel Number

Primary APN	`128-114-004-0036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
1st Floor Area	686 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,119 sqft (0.141 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1281140040036
Street Address	2530 TRACY LN
City	HIGHLANDS
State	TX
Zip	77562-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 BLK 2 NOWLINGSHIRE ESTATES PAR R/P
Legal Subdivision	NOWLINGSHIRE ESTATES PAR R/P
Legal Block	2
Legal Lot Number	36
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHEAST HARRIS
Census Block Group	2
Census Block	2003
Census Tract	253000

Owner

2530 Tracy Ln is owned and occupied by two individuals who bought it in November 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 7, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 23, 2022	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK
May 5, 2022	Warranty Deed, Transfer
Oct 29, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 29, 2018	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Prior Sale	May 5, 2022
Deed Document Number	2022562279
Prior Transfer Date	Aug 19, 2015
Prior Transfer Doc	0000380766
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131

Mortgage

Document Number	0000049282
Date	Feb 13, 2024
Instrument	2024-49282

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131

Mortgage

Document Number	0000415992
Date	Nov 7, 2024
Instrument	2024-415992

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2052

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 23, 2022
Property Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131
Document Number	0000562279
Map Reference	MF 607276
Instrument Date	Nov 18, 2022
Instrument	2022-562279
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131

Mortgage

Document Number	0000562280
Date	Nov 23, 2022
Instrument	2022-562280

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0000562281
Date	Nov 23, 2022
Instrument	2022-562281

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 5, 2022
Property Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131
Document Number	0000238321
Map Reference	MF 607276
Instrument Date	May 3, 2022
Instrument	2022-238321
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131
Document Number	0000541449
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	LOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2530 TRACY LN HIGHLANDS TX 775624131, HIGHLANDS, TX 77562-4131

Mortgage

Document Number	0000541449
Date	Dec 4, 2018
Instrument	541449

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	2530 TRACY LN, HIGHLANDS, TX 77562-4131
Document Number	0000540609
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2530 TRACY LN HIGHLANDS TX 775624131, HIGHLANDS, TX 77562-4131

Mortgage

Document Number	0000540609
Date	Dec 3, 2018
Instrument	540609

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2530 Tracy Ln was $4,575, up 206.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Goose Creek Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,454 (-6.75%) Land $40,694 Building $175,760	$216,454 (-6.75%) Land $40,694 Building $175,760
2025	$4,575.00 (+206.84%)	$232,129 Land $40,694 Building $191,435	$232,129 Land $40,694 Building $191,435
2024	$1,491.00
2023		$244,701 Land $33,911 Building $210,790	$244,701 Land $33,911 Building $210,790
2022	$1,419.00
2020	$942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2530 Tracy Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	152 (1979–2024)
Claims Outside the SFHA	46 of 152
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 36 claims Hurricane Ike, Sep 2008 · 5 claims Severe Thunderstorms And Flooding, Oct 1994 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2530 Tracy Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY FWSD 1A serves 2,640 people · EPA ID TX1010082
Water Source	Purchased surface water from BAYTOWN AREA WATER AUTHORITY
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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