San Joaquin County property record for 2530 Riverfront Dr, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,261 sqft · built 2023 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $858,000 (Oct 2023) |
| Tax Bill | $17,486 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-810-140-000 |
| Primary APN | 210-810-140-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,261 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2530 RIVERFRONT DR |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-7910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 RIVER ISLANDS STG 2A VILLAGE Z2 4051 |
| Legal Subdivision | RIVER ISLANDS STG 2A VILLAGE Z2 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5214 |
Source: San Joaquin County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2530 RIVERFRONT DR, LATHROP, CA 95330-7910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 11, 2023 | Grant Deed, Transfer · Conventional Mortgage STAR ONE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Deed Document Number | 202380915 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 28, 2026 |
| Property Address | 2530 RIVERFRONT DR, LATHROP, CA 95330-7910 |
| Document Number | 0000068022 |
| Instrument Date | Jul 18, 2026 |
| Instrument | 202668022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2530 RIVERFRONT DR, LATHROP, CA 95330-7910 |
| Document Number | 0000068022, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202668022 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 11, 2023 |
| Property Address | 2530 RIVERFRONT DR, LATHROP, CA 95330-7910 |
| Document Number | 0000080915 |
| Map Reference | MB 44 PG 5 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023-080915 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2530 RIVERFRONT DR, LATHROP, CA 95330-7910 |
| Document Number | 0000080916 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 2023-080916 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year TN |
| Max Rate | 10.7% |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,486.00 (+22.07%) | $859,769 (+453.09%) Land $255,000 Building $604,769 | |
| 2023 | $14,325.00 (+283.64%) | $155,448 Land $155,448 | $754,650 |
| 2022 | $3,734.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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