2530 Falls Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2530 Falls Ave, Waterloo, IA 50701

Property Summary

Property Type	Office Building
Details	2,400 sqft · built 1960
Lot Size	0.4 acres (17,430 sqft)
Owner	Company Name on File
Last Sale	$210,000 (Oct 2025)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`8913-21-476-046`

Property Details

APN / Parcel Number

Primary APN	`8913-21-476-046`
Alternative APN	`891321476004`

Interior

Stories	1 Story
Building Area	2,400 sqft Gross Area
1st Floor Area	2,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Overhead Door	Overhead Door

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Fireproof Steel Frame
Roof Material	Urethane Foam
Lot Area	17,430 sqft (0.4 acres)
Lot Dimensions	127 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2530 FALLS AVE
City	WATERLOO
State	IA
Zip	50701-5720
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	PARCEL M THAT PART OF THE SE 1/4 OF THE SE 1/4 SEC 21 T 89 R 13 DESC AS FOL BEG AT A PT ON THE NLY LINE OF WATERLOO AND CEDAR
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	CLOVERDALE ACRES
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1010
Census Tract	1503

Owner

2530 Falls Ave, a commercial property, is owned by a company that bought it in October 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	7835 BEAVER HILLS LN, CEDAR FALLS, IA 50613-9302
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit CEDAR RAPIDS BANK & TRUST CO
May 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Jan 4, 2021 · Amount on File
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2530 FALLS AVE, WATERLOO, IA 50701-5720
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7835 BEAVER HILLS LN, CEDAR FALLS, IA 50613-9302

Mortgage

Document Number	0202514527
Date	Oct 2, 2025
Instrument	2025-14527

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	500 1ST AVE NE, CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2530 FALLS AVE, WATERLOO, IA 50701-5720
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018080
Date	May 31, 2019
Instrument	201900018080

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2530 Falls Ave was $4,678, down 3.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,678.00 (-3.86%)	$189,180 Land $87,150 Building $102,030	$189,180 Land $87,150 Building $102,030
2024	$4,866.00
2023		$189,180 (+58.12%) Land $87,150 Building $102,030	$189,180 Land $87,150 Building $102,030
2022	$2,628.00	$119,640 Land $52,290 Building $67,350
2021			$119,640 Land $52,290 Building $67,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2530 Falls Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2530 Falls Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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