Clay County property record for 2530 Elbow Rd, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 1958 |
| Lot Size | 0.397 acres (17,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,500 (Mar 2007) |
| Tax Bill | $813 (2025) |
| Deeds & Mortgages | Jun 2025 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-04-26-019119-000-00 |
| Primary APN | 41-04-26-019119-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,524 sqft Heated Area |
| Gross Area | 2,160 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,336 sqft (0.397 acres) |
| Lot Dimensions | 193 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2530 ELBOW RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LOT 15 BLK D HOLLY POINT REPLAT #4 AS REC O R 2876 PG 601 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 41 |
| Legal Subdivision | HOLLY POINT REP 04 |
| Legal Block | D |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 30600 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2530 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2007 · Amount on Record |
| Deed Sale | Mar 30, 2007 · Amount on Record |
| Prior Sale | Mar 30, 2007 · Amount on Record |
| Deed Document Number | 2007019636 |
| Deed Book / Page | 2876 / 0601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2530 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2530 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Document Number | 0049440657 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 4944/657 |
| Instrument | 2025029604 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2530 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 2530 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Document Number | 0045191295 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 4519/1295 |
| Instrument | 2021063550 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2530 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041361488 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 4136/1488 |
| Instrument | 2018056900 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $813.00 (-1.09%) Homeowner's exemption | $86,659 (+5.99%) | $178,358 (+7.76%) Land $85,000 Building $93,358 |
| 2023 | $822.00 (+7.73%) Homeowner's exemption | $81,765 (+3%) | $165,518 (+14.61%) Land $85,000 Building $80,518 |
| 2022 | $763.00 Homeowner's exemption | $79,384 | $144,420 Land $70,000 Building $74,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 111 units insured incl. 50 condo units |
| Nearby Flood Claims | 29 (1997–2017) |
| Claims Outside the SFHA | 15 of 29 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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