Whatcom County property record for 2530 E Smith Rd, Bellingham, WA 98226
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 756 sqft · built 1960 |
| Lot Size | 38.4 acres (1,674,882 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $465 (2025) |
| Deeds & Mortgages | Jul 2026 Re-recorded Document |
| Flood Zone | Zone X (minimal risk) |
| APN | 390433-169394-0000 |
| Primary APN | 390433-169394-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 756 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Roof Material | Metal |
| Lot Area | 1,674,882 sqft (38.4 acres) |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 108270 |
|---|---|
| Street Address | 2530 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R5A |
| Legal Description | W 1/2 E 1/2 NW 1/4-EXC TR IN NW COR REC IN VOL 264-D-169-LESS RDS-SUBJ TO NORTHWEST PIPELINE ESMT REC AF 930311001-EXC PTN TO STATE FOR HWY DESC AF 2120901299 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 33 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10702 |
2530 E Smith Rd, a rural home, is owned and occupied by an individual who acquired it in April 2025.
Source: Whatcom County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2530 E SMITH RD, BELLINGHAM, WA 98226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 24, 2025 |
| Transfer Doc | 0000000708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 27, 2026 |
| Property Address | 2530 E SMITH RD, BELLINGHAM, WA 98226 |
| Document Number | 0000002273 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 20262273 |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 2530 E Smith Rd was $465.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $465.00 | $255,589 Land $255,076 Building $513 | $255,589 Land $255,076 Building $513 |
| 2022 | $40,272 Land $39,411 Building $861 | $696,277 Land $695,416 Building $861 | |
| 2021 | $390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2530 E Smith Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2530 E Smith Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 71% of Washington |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
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