Lauderdale County property record for 2530 Co Rd 90, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,456 sqft · built 1984 |
| Lot Size | 3.59 acres (156,816 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (Nov 2022) |
| Tax Bill | $2,078 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 08-04-20-0-000-009-002 |
| Primary APN | 08-04-20-0-000-009-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,456 sqft Living Area |
| 1st Floor Area | 1,358 sqft |
| 2nd Floor Area | 1,098 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 156,816 sqft (3.59 acres) |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 14119 |
|---|---|
| Street Address | 2530 COUNTY ROAD 90 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 644.04 X 955.68 925S PT OF S/2 OF SE/4 & PT OF N/2 OF SE/4 OF SEC 20 T1S R14W |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 20 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 11300 |
2530 Co Rd 90 is owned by a company that bought it in November 2022.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4210 CHISHOLM RD, FLORENCE, AL 35630-7346 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on File |
| Deed Sale | Nov 21, 2022 · Amount on File |
| Deed Document Number | 0202260809 |
| Deed Book / Page | 2022 / 60809 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Nov 21, 2022 |
| Property Address | 2530 COUNTY ROAD 90, WATERLOO, AL 35677-3281 |
| Document Number | 2022/60809 |
| Book / Page | 2022 / 60809 |
| Instrument Date | Nov 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2380 COUNTY ROAD 90, WATERLOO, AL 35677-3191 |
| Name | Verified Name |
|---|---|
| Address | 4210 CHISHOLM RD, FLORENCE, AL 35630-7346 |
| Investor | Possibly a Property Investor |
| Document Number | 2022/60812 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 2022/60812 |
| Name | PEOPLES TRUST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2530 Co Rd 90 was $2,078, up 7% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,078.00 (+7%) | $59,380 (+6.99%) | $308,960 (+11.34%) Land $31,500 Building $277,460 |
| 2024 | $1,942.00 (-0.36%) | $55,500 (+764.49%) Land $5,260 Building $50,240 | $277,480 (+2.29%) Land $26,300 Building $251,180 |
| 2023 | $1,949.00 (+48.33%) | $6,420 (-82.23%) Land $6,420 | $271,280 (+40.2%) Land $32,100 Building $239,180 |
| 2022 | $1,314.00 | $36,120 | $193,500 Land $21,100 Building $172,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2530 Co Rd 90 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2530 Co Rd 90 is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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