2530 Bear Wallow Rd, Lansing, NC 28643 Property Records

Ashe County property record for 2530 Bear Wallow Rd, Lansing, NC 28643

Property Summary

Property Type	Single Family Home
Details	2,352 sqft · built 1994
Lot Size	13.1 acres (574,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Sep 2025)
Tax Bill	$2,013 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08135-096`

Property Details

APN / Parcel Number

Primary APN	`08135-096`
Alternative APNs	`082053293664` `119509` `98251`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,352 sqft Heated Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Lot Area	574,948 sqft (13.1 acres)
Garage Area	624 sqft

Location & Zoning

Account Number	119509
Old Parcel Number	08135096
Street Address	2530 BEAR WALLOW RD
City	LANSING
State	NC
Zip	28643-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.199 A FROM ASHE BAPTIST CHURCH INC 2530 BEAR WA
Jurisdiction	ASHE NC
Township / Civil Division	HURRICANE
Census Block Group	1
Census Block	1007
Census Tract	970200

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2530 BEAR WALLOW RD, LANSING, NC 28643-9216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 16, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	20254222
Deed Book / Page	577 / 589
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	00469/1875
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	2530 BEAR WALLOW RD, LANSING, NC 28643-9216
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 BEAR WALLOW RD, LANSING, NC 28643-9216

Mortgage

Document Number	000569/522
Date	Dec 6, 2024
Book Page	569/522
Instrument	5535

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 16, 2025
Property Address	2530 BEAR WALLOW RD, LANSING, NC 28643-9216
Document Number	000577/589
Book / Page	577 / 589
Instrument Date	Sep 10, 2025
Instrument	4222
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1234 LANIER RD, MARTINSVILLE, VA 24112-5212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 BEAR WALLOW RD, LANSING, NC 28643-9216

Mortgage

Document Number	0000004223
Date	Sep 16, 2025
Instrument	4223

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,013.00	$384,300 (-) Land $60,800 Building $323,500	$384,300 (-) Land $60,800 Building $323,500
2025	$2,013.00 (+3.98%)	$384,300 (-) Land $60,800 Building $323,500	$384,300 (-) Land $60,800 Building $323,500
2023	$1,936.00 (+21.15%)	$384,300 (+51.24%) Land $60,800 Building $323,500	$384,300 (+51.24%) Land $60,800 Building $323,500
2022	$1,598.00	$254,100 Land $54,700 Building $199,400	$254,100 Land $54,700 Building $199,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (2003–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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