2530 20th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 2530 20th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Other Improved
Lot Size	1.49 acres (64,718 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Nov 2017)
Tax Bill	$34,322 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`58.228.0020`

Property Details

APN / Parcel Number

Primary APN	`58.228.0020`

Exterior

Lot Area	64,718 sqft (1.49 acres)

Location & Zoning

Street Address	2530 20TH AVE S
City	MOORHEAD
State	MN
Zip	56560-5918
Property Category	Other
Property Type	Other > Other Improved
Legal Description	SUBDIVISIONNAME ERICKSON 1ST ADD LOT 001 BLOCK 001 SUBDIVISIONCD 58228 LOTS 1 & 2 LESS W 270' & ALL OF LOT 7
Legal Range	48
Legal Township	139
Legal Section	16
Legal Subdivision	ERICKSON 1ST ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	3
Census Block	3008
Census Tract	20600

Owner

Source: Clay County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2621 43RD AVE N, MOORHEAD, MN 56560-6633
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage DAKOTA BUSINESS LENDING
Jul 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage DAKOTA BUSINESS LENDING
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK
May 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage DAKOTA BUSINESS LENDING
Apr 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERNATIONAL BANK
May 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage US SMALL BUSINESS ADMN
Aug 6, 2018	Loan Modification, Mortgage FIRST INT'L BK
Nov 13, 2017	Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	2017774769
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2530 20TH AVE S, MOORHEAD, MN 56560-5918
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000860817
Date	Dec 17, 2025
Instrument	860817

Lender

Name	DAKOTA BUSINESS LENDING
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Feb 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2530 20TH AVE S, MOORHEAD, MN 56560-5918
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000781480
Date	Jul 10, 2018
Instrument	781480

Lender

Name	DAKOTA BUSINESS LENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2038

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2530 20TH AVE S, MOORHEAD, MN 56560-5918
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000820002
Date	Aug 26, 2021
Instrument	820002

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 24, 2022

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2530 20TH AVE S, MOORHEAD, MN 56560-5918
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828483
Date	May 17, 2022
Instrument	828483

Lender

Name	DAKOTA BUSINESS LENDING
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2530 20TH AVE S, MOORHEAD, MN 56560-5918
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000827510
Date	Apr 15, 2022
Instrument	827510

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Oct 10, 2022

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2530 20TH AVE S, MOORHEAD, MN 56560-5918
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828499
Date	May 17, 2022
Instrument	828499

Lender

Name	US SMALL BUSINESS ADMN
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	2530 20TH AVE S, MOORHEAD, MN 56560-5918
Document Number	0000782389
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2200 14TH AVE S MOORHEAD MN 565603804, MOORHEAD, MN 56560-3804

Mortgage

Document Number	0000782389
Date	Aug 7, 2018
Instrument	782389

Lender

Name	FIRST INT'L BK
Type	Bank
Address	4501 40TH AVE S, FARGO, ND 58104-4311

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 6, 2019

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MN
Recording Date	Nov 13, 2017
Property Address	2530 20TH AVE S, MOORHEAD, MN 56560-5918
Document Number	0000774769
Instrument Date	Nov 3, 2017
Instrument	774769
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2621 43RD AVE N, MOORHEAD, MN 56560-6633

Mortgage

Document Number	0000774771
Date	Nov 13, 2017
Instrument	774771

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 10, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$34,322.00 (+8.16%)
2025		$2,981,200 (+15.44%) Land $351,800 Building $2,629,400	$2,981,200 (+15.44%) Land $351,800 Building $2,629,400
2023	$31,732.00	$2,582,500 Land $351,800 Building $2,230,700	$2,582,500 Land $351,800 Building $2,230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2009)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, T-Mobile, Verizon.

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