253 Summer St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 253 Summer St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,449 sqft · built 1920
Lot Size	0.071 acres (3,101 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Nov 2017)
Tax Bill	$8,235 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-02191-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`07-02191-0000-00001`
Alternative APN	`070219100001`

Interior

Stories	2 Stories
Building Area	1,449 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,101 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide

Location & Zoning

Street Address	253 SUMMER ST
City	PASSAIC
State	NJ
Zip	07055-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	2191
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3002
Census Tract	175502

Owner

253 Summer St is owned and occupied by an individual who bought it in November 2017.

Source: Passaic County and Passaic City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	253 SUMMER ST, PASSAIC, NJ 07055-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · FHA Mortgage E HOME LOANS
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage INDEPENDENCE HOME LOANS LLC
May 4, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 20, 2017	Deed, Transfer · FHA Mortgage UNITED MORTGAGE CORP
May 4, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Prior Sale	May 4, 2017
Deed Document Number	201756243
Prior Transfer Date	May 3, 2017
Prior Transfer Doc	0000022301
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Sep 16, 2026
Property Address	253 SUMMER ST, PASSAIC, NJ 07055-3215
Document Number	0000032396
Book / Page	20136 / 1
Instrument Date	Aug 25, 2026
Instrument	202632396
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 SUMMER ST, PASSAIC, NJ 07055-3215

Mortgage

Document Number	0000032396,
Date	Sep 16, 2026
Book Page	20136/1
Instrument	202632396

Lender

Name	E HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	253 SUMMER ST, PASSAIC, NJ 07055-3215
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 SUMMER ST, PASSAIC, NJ 07055-3215

Mortgage

Document Number	0000000274
Date	Jan 5, 2026
Book Page	M19734/186
Instrument	2026000274

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	253 SUMMER ST, PASSAIC, NJ 07055-3215
Transaction Type	Mortgage
Record Updated	Jun 8, 2023
Title Company	POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014770
Date	May 4, 2023
Book Page	M18471/121
Instrument	2023014770

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2048

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	253 SUMMER ST, PASSAIC, NJ 07055-3215
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 SUMMER ST, PASSAIC, NJ 07055-3215

Mortgage

Document Number	0000010164
Date	Feb 17, 2022
Book Page	M17814/34
Instrument	2022010164

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 20, 2017
Property Address	253 SUMMER ST, PASSAIC, NJ 07055-3215
Document Number	0000056243
Instrument Date	Oct 31, 2017
Instrument	2017056243
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 W 148TH ST, NEW YORK, NY 10031-3704

Mortgage

Document Number	0000056245
Date	Nov 20, 2017
Instrument	2017056245

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 4, 2017
Property Address	253 SUMMER ST, PASSAIC, NJ 07055-3215
Document Number	0000022301
Book / Page	003047 / 000032
Instrument Date	Apr 3, 2017
Instrument	22301
Transaction Type	Foreclosure
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 253 Summer St was $8,235, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,400 (-) Land $65,500 Building $127,900	$193,400 (-) Land $65,500 Building $127,900
2025	$8,235.00 (+3.29%)	$193,400 Land $65,500 Building $127,900	$193,400 Land $65,500 Building $127,900
2024	$7,973.00
2023		$193,400 Land $65,500 Building $127,900	$193,400 Land $65,500 Building $127,900
2022	$7,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 253 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 253 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,057 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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