253 Saint Thomas Loop, Bardstown, KY 40004 Property Records

Nelson County property record for 253 Saint Thomas Loop, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 1989
Lot Size	5.14 acres (223,898 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Aug 2009)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46000-00-052.14`

Property Details

APN / Parcel Number

Primary APN	`46000-00-052.14`
Alternative APN	`91043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	223,898 sqft (5.14 acres)
Garage Type	Attached
Garage Area	756 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	91043
Street Address	253 SAINT THOMAS LOOP
City	BARDSTOWN
State	KY
Zip	40004-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	253 ST THOMAS LOOP
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	1
Census Block	1022
Census Tract	930500

Owner

Source: Nelson County assessment roll, APN 46000-00-052.14, as of July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	253 SAINT THOMAS LOOP, BARDSTOWN, KY 40004-9548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2009 · Amount on Record
Deed Sale	Aug 31, 2009 · Amount on Record
Deed Document Number	2009249528
Deed Book / Page	462 / 198
Prior Transfer Date	Aug 28, 2009
Prior Transfer Doc	000462/198
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Oct 14, 2021
Property Address	253 SAINT THOMAS LOOP, BARDSTOWN, KY 40004-9548
Document Number	00D574/708
Book / Page	D574 / 708
Instrument Date	Oct 13, 2021
Instrument	2021013824
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 ST, BARDSTOWN, KY 40004

Mortgage

Document Number	0M1346/391
Date	Oct 14, 2021
Book Page	M1346/391
Instrument	2021013825

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Nelson County assessment roll as of July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,729.00 (-8.15%)	$278,000 (-) Building $278,000	$278,000 (-) Building $278,000
2024		$278,000 (-)	$278,000 (-)
2023	$2,971.00	$278,000	$278,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nelson County (21179C), as of October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211799305001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 68 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0900017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.