253 Ray Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 253 Ray Dr, Mars Hill, NC 28754 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,810 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$329,000 (Aug 2020)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Nov 2021 Transfer Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9778-64-4653`

Property Details

APN / Parcel Number

Primary APN	`9778-64-4653`
Alternative APNs	`9778644653 0014381` `14381`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,810 sqft Heated Area
1st Floor Area	1,432 sqft
Basement Area	1,448 sqft
Finished Basement	362 sqft
Unfinished Basement	1,086 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Deck Area	160 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	253 RAY DR
City	MARS HILL
State	NC
Zip	28754-6957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEAVENS GATE LO:7 PL:3-864
Legal Subdivision	HEAVENS GATE
Legal Block	64
Legal Lot Number	7
Jurisdiction	MADISON NC
Township / Civil Division	4, BEECH GLENN
Census Block Group	2
Census Block	2013
Census Tract	10700

Owner

Source: Madison County records · APN 9778-64-4653

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	253 RAY DR, MARS HILL, NC 28754-6957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 09, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2018	Deed of Trust, Mortgage NATIONS LNDG SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Nov 20, 2001 · Amount on Record
Deed Document Number	2020337592
Deed Book / Page	696 / 731
Record Updated	Jun 08, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Nov 29, 2021
Property Address	253 RAY DR, MARS HILL, NC 28754-6957
Document Number	0007370094
Book / Page	737 / 94
Map Reference	MB 3 PG 864
Instrument Date	Oct 24, 2021
Instrument	344348
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2105 RIVER RIDGE DR, ASHEVILLE, NC 28803-1097

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	253 RAY DR, MARS HILL, NC 28754-6957
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006270275
Date	Mar 24, 2017
Book Page	627/275

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Aug 13, 2020
Property Address	253 RAY DR, MARS HILL, NC 28754-6957
Document Number	0006960731
Book / Page	696 / 731
Map Reference	MB 3 PG 864
Instrument Date	Aug 12, 2020
Instrument	337592
Transaction Type	Transfer
Record Updated	Nov 04, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$658.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2105 RIVER RIDGE DR, ASHEVILLE, NC 28803-1097

Mortgage

Document Number	337593
Date	Aug 13, 2020
Instrument	337593

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 01, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Mar 09, 2020
Property Address	253 RAY DR, MARS HILL, NC 28754-6957
Document Number	0006850633
Book / Page	000685 / 000633
Instrument Date	Feb 28, 2020
Instrument	335730
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	253 RAY DR MARS HILL NC 287546957, MARS HILL, NC 28754-6957

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	253 RAY DR, MARS HILL, NC 28754-6957
Document Number	0006490096
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	253 RAY DR MARS HILL NC 287546957, MARS HILL, NC 28754-6957

Mortgage

Document Number	0006490096
Date	May 01, 2018
Book Page	000649/000096
Instrument	328883

Lender

Name	NATIONS LNDG SVCS
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,995.00	$403,522 (-) Land $36,400 Building $367,122	$403,522 (-) Land $36,400 Building $367,122
2024	$1,995.00	$403,522 (+81.33%) Land $36,400 Building $367,122	$403,522 (+81.33%) Land $36,400 Building $367,122
2023		$222,530 Land $21,600 Building $200,930	$222,530 Land $21,600 Building $200,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (37115C), updated March 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371150107002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	About 1 in 546 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
French Broad Electric Membership	Fiber	1,000 / 1,000
Zito West Holding	Cable	400 / 24

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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