Passaic County and Wayne Township property record for 253 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Colonial |
| Year Built | Built 1986 |
| Square Footage | 2,612 sqft Living Area |
| Lot Size | 17,337 sqft (0.398 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2019) |
| Tax Bill | $15,607.00 (2025) |
Source: Passaic County and Wayne Township records · APN 14-02320-0000-00001
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 253 RATZER RD, WAYNE, NJ 07470-5459 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Aug 13, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 01, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jul 03, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NJ LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2019 · Amount on Record |
| Deed Sale | Jul 03, 2019 · Amount on Record |
| Deed Doc Number | 201928623 |
| Deed Book / Page | 3609 / 181 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 253 RATZER RD, WAYNE, NJ 07470-5459 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | BESPOKE TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 253 RATZER RD, WAYNE, NJ 07470-5459 |
| Document Number | 0000045305 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | M18188/117 |
| Instrument | 2022045305 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 253 RATZER RD, WAYNE, NJ 07470-5459 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000028357 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | M17060/193 |
| Instrument | 2021028357 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 253 RATZER RD, WAYNE, NJ 07470-5459 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036464 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | M15146/0269 |
| Instrument | 2018036464 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 253 RATZER RD, WAYNE, NJ 07470-5459 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050364 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | M15805/0234 |
| Instrument | 2019050364 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 03, 2019 |
| Property Address | 253 RATZER RD, WAYNE, NJ 07470-5459 |
| Document Number | 0000028623 |
| Book / Page | 003609 / 000181 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 28623 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 253 RATZER RD WAYNE NJ 074705459, WAYNE, NJ 07470-5459 |
| Document Number | 28625 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 015589/000264 |
| Instrument | 28625 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2049 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,200 (-) Land $96,400 Building $163,800 | $260,200 (-) Land $96,400 Building $163,800 | |
| 2025 | $15,607.00 (+0.88%) | $260,200 (+5.64%) Land $96,400 Building $163,800 | $260,200 (+5.64%) Land $96,400 Building $163,800 |
| 2024 | $15,471.00 (+11.1%) | ||
| 2023 | $246,300 Land $96,400 Building $149,900 | $246,300 Land $96,400 Building $149,900 | |
| 2022 | $13,925.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 14-02320-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,612 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial Style |
| Lot Area | 17,337 sqft (0.398 acres) |
| Old Parcel Number | 1400593900001 |
|---|---|
| Street Address | 253 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5459 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | WILSHIRE VILLAGE |
| Legal Block | 2320 |
| Legal Lot Number | 1 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 246201 |
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