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253 Owsley Fork Rd, Berea, KY 40403 Property Records

Madison County property record for 253 Owsley Fork Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Lot Size5.13 acres (223,724 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Oct 2025)
Tax Bill$1,866 (2025)
Deeds & MortgagesOct 2025 Sale & Line of Credit
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0100-0000-0029-AB

Property Details

APN / Parcel Number

Primary APN0100-0000-0029-AB
Alternative APNs
  • 100733
  • 137956
  • 67941

Exterior

Lot Area223,724 sqft (5.13 acres)

Location & Zoning

Account Number67941
Street Address253 OWSLEY FORK RD
CityBEREA
StateKY
Zip40403-9663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5.136 ACRES
Legal Tract2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1024
Census Tract11102

Owner

Source: Madison County records · APN 0100-0000-0029-AB

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address253 OWSLEY FORK RD, BEREA, KY 40403-9663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Deed, Transfer · Line of Credit
CUMBERLAND VALLEY NATL BANK & TRUST CO
Feb 25, 2019Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2025 · Amount on Record
Deed SaleOct 07, 2025 · Amount on Record
Deed Document Number000492/427
Deed Book / Page492 / 427
Record UpdatedJun 08, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateOct 07, 2025
Property Address253 OWSLEY FORK RD, BEREA, KY 40403-9663
Document Number000492/427
Book / Page492 / 427
Instrument DateSep 18, 2025
Instrument2327065
Transaction TypeTransfer
Record UpdatedOct 27, 2025
Title CompanyUNKNOWN, LAND GROUP TITLE LLC

Transaction

AmountAmount Recorded
Tax$25.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address881 LINDEN BLVD # BLVD2C, BLVD2C, BROOKLYN, NY 11203-3793

Transferred To (Grantee/Buyer)

NameVerified Name
Address253 OWSLEY FORK RD, BEREA, KY 40403-9663

Mortgage

Document Number0M2410/484
DateSep 18, 2025
Book PageM2410/484
Instrument2014285946
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST CO
TypeBank
AddressLONDON, KY 40743
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateFeb 25, 2019
Property Address253 OWSLEY FORK RD, BEREA, KY 40403-9663
Document NumberD00770/264
Book / PageD00770 / 264
Instrument DateJan 31, 2019
Instrument2013988768
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyJETT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$103.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22921 5TH AVE, 22921, FLORALA, AL 36442-3413

Transferred To (Grantee/Buyer)

NameVerified Name
Address8415 HOOVER CT, MIDDLETOWN, OH 45042-1015

Mortgage

Document Number2013988769
DateFeb 25, 2019
Instrument2013988769
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2034

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,866.00 (+77.71%) Additional exemption filed$188,000 (+82.52%)$188,000 (+82.52%)
2023$1,050.00$103,000$103,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510111021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskModerate
above 50% of the US · above 75% of Kentucky
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 24 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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