253 Old Garrard Rd, Berea, KY 40403 Property Records

Rockcastle County property record for 253 Old Garrard Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,748 sqft
Lot Size	5.19 acres (226,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2021)
Tax Bill	$1,424 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-00-029.10`

Property Details

APN / Parcel Number

Primary APN	`028-00-029.10`
Alternative APNs	`2154801` `740001`

Interior

Stories	1 Story
Building Area	1,748 sqft Living Area
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	226,076 sqft (5.19 acres)
Driveway	Gravel Driveway
Porch	Porch

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	740001
Street Address	253 OLD GARRARD RD
City	BEREA
State	KY
Zip	40403-8477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 5.19 ACRES (TRACT 10-D)
Legal Subdivision	BUFFALO COUNTRY SURVEY
Legal Tract	10-D
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	2
Census Block	2004
Census Tract	950100

Owner

Source: Rockcastle County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	253 OLD GARRARD RD, BEREA, KY 40403-8477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Sep 13, 2017	Warranty Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	2021367558
Deed Book / Page	278 / 319
Prior Transfer Date	Jun 2, 2021
Prior Transfer Doc	00D278/319
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Jun 17, 2021
Property Address	253 OLD GARRARD RD, BEREA, KY 40403-8477
Document Number	00D278/319
Book / Page	D278 / 319
Map Reference	MB 3 PG 19
Instrument Date	Jun 2, 2021
Instrument	367558
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 OLD GARRARD RD, BEREA, KY 40403-6507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	253 OLD GARRARD RD, BEREA, KY 40403-8477

Mortgage

Document Number	0000367559
Date	Jun 17, 2021
Instrument	367559

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Sep 13, 2017
Property Address	253 OLD GARRARD RD, BEREA, KY 40403-8477
Document Number	DEED261/638
Book / Page	DEED 261 / 638
Map Reference	MB 3 PG 19
Instrument Date	Sep 11, 2017
Instrument	145078
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6972 LUNICE CREEK HWY, PETERSBURG, WV 26847-7574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	363 OLD GARRARD RD, BEREA, KY 40403-6507

Mortgage

Document Number	0000145079
Date	Sep 13, 2017
Instrument	145079

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,424.00 (-1.66%)	$175,000 (-)	$175,000 (-)
2023	$1,448.00	$175,000	$175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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