253 N Terrace Dr, Cocolalla, ID 83813 Property Records

Bonner County property record for 253 N Terrace Dr, Cocolalla, ID 83813

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 625 sqft · built 1956
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Last Sale	$259,000 (Sep 2020)
Tax Bill	$3,046 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP55N02W070695A`

Property Details

APN / Parcel Number

Primary APN	`RP55N02W070695A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	625 sqft Finished Area
1st Floor Area	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Rustic
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Aluminum
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Built-in

Exterior Amenities

Cabin	256 sqft
Lean-To	300 sqft
Pole Barn	600 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	253 N TERRACE DR
City	COCOLALLA
State	ID
Zip	83813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	7-55N-2W TAX 10
Legal Range	02W
Legal Township	55N
Legal Section	07
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	3
Census Block	3009
Census Tract	950801

Owner

253 N Terrace Dr is held in a trust since September 2020.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2785 JAMES DR, CARLSBAD, CA 92008-1953
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 5, 2018	Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Dec 5, 2018 · Amount on File
Deed Document Number	2020964689
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	964689
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Sep 4, 2020
Property Address	253 N TERRACE DR, COCOLALLA, ID 83813
Document Number	964689
Instrument Date	Sep 1, 2020
Instrument	964689
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PIONEER TITLE BONNER COUNTY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2785 JAMES DR, CARLSBAD, CA 92008-1953

Mortgage

Document Number	964690
Date	Sep 4, 2020
Instrument	964690

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Dec 5, 2018
Property Address	253 N TERRACE DR, COCOLALLA, ID 83813
Document Number	931836
Instrument Date	Dec 3, 2018
Instrument	931836
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH TITLE CO SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2585 JAMES DR, CARLSBAD, CA 92008

Mortgage

Document Number	931837
Date	Dec 5, 2018
Instrument	931837

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 253 N Terrace Dr was $3,046.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,046.00	$782,000 (-0.06%) Land $672,000 Building $110,000	$782,000 (-0.06%) Land $672,000 Building $110,000
2025	$3,046.00	$782,496 Land $672,000 Building $110,496	$782,496 Land $672,000 Building $110,496
2023	$3,042.00	$722,171 Land $589,450 Building $132,721	$722,171 Land $589,450 Building $132,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 253 N Terrace Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 253 N Terrace Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, T-Mobile, Verizon.

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