253 N Main St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 253 N Main St, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,685 sqft · built 1954
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2025)
Tax Bill	$5,357 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`TROY M:020 B:0025 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:020 B:0025 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	3,895 sqft
1st Floor Area	1,236 sqft
Attic	Attic
Attic Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	253 N MAIN ST
City	TROY
State	NH
Zip	03465-2666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIGHWA
Legal Block	25
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	3
Census Block	3024
Census Tract	970800

Owner

253 N Main St is owned by an individual who bought it in September 2025.

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 24, WEST SWANZEY, NH 03469-0024
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Sep 2, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Aug 1, 2006 · Amount on File
Deed Document Number	2025661
Deed Book / Page	3321 / 1304
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	253 N MAIN ST, TROY, NH 03465-2666
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003251-315
Date	Jul 6, 2023
Book Page	3251/315
Instrument	2304521

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Sep 2, 2025
Property Address	253 N MAIN ST, TROY, NH 03465-2666
Document Number	03321-1304
Book / Page	3321 / 1304
Instrument Date	Aug 29, 2025
Instrument	2506661
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24, WEST SWANZEY, NH 03469-0024

Mortgage

Document Number	0002506662
Date	Sep 2, 2025
Instrument	2506662

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	03321-1325
Date	Sep 2, 2025
Book Page	3321/1325
Instrument	2506663

Lender

Name	NHFA

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 253 N Main St was $5,357, up 21% from the year before.

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,357.00 (+20.98%)	$248,700 (+4.41%) Land $22,400 Building $226,300
2024	$4,428.00	$238,200 Land $22,400 Building $215,800
2018	$4,121.00	$118,500 Land $20,000 Building $98,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 253 N Main St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 253 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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