Madison County property record for 253 McCullough Ln, Flora, MS 39071
| Property Type | Other Improved |
|---|---|
| Details | 8,096 sqft · built 2021 |
| Lot Size | 11.9 acres (522,284 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,498 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061H-34-001/04.01 |
| Primary APN | 061H-34-001/04.01 |
|---|---|
| Alternative APN |
|
| Building Area | 8,096 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 5,369 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 522,284 sqft (11.9 acres) |
| Account Number | 39317 |
|---|---|
| Street Address | 253 MCCULLOUGH LN |
| City | FLORA |
| State | MS |
| Zip | 39071-9311 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | A1 |
| Legal Description | 11.99 AC IN N1/2 SE1/4 |
| Legal Range | 01W |
| Legal Township | 09N |
| Legal Section | 34 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 30302 |
253 McCullough Ln is owned and occupied by two individuals who acquired it in December 2022.
Source: Madison County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 253 MCCULLOUGH LN, FLORA, MS 39071-9311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE HOME LENDING |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 4, 2020 | Deed of Trust, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2022 |
| Deed Sale | Dec 16, 2022 |
| Deed Document Number | 2022973772 |
| Deed Book / Page | 4287 / 5 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 253 MCCULLOUGH LN, FLORA, MS 39071-9311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 370 MCCULLOUGH LN, FLORA, MS 39071-9334 |
| Document Number | 004305/451 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 4305/451 |
| Instrument | 977376 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 1, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 253 MCCULLOUGH LN, FLORA, MS 39071-9311 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 253 MCCULLOUGH LN, FLORA, MS 39071-9311 |
| Document Number | 4100/214 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 4100/214 |
| Instrument | 936273 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 4, 2020 |
| Property Address | 253 MCCULLOUGH LN, FLORA, MS 39071-9311 |
| Document Number | 0000901486 |
| Book / Page | 003909 / 000622 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 901486 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 CHERRY HILL DR MADISON MS 391107500, MADISON, MS 39110-7500 |
| Document Number | 0000901486 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 003909/000622 |
| Instrument | 901486 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 3, 2021 |
The 2025 property tax bill for 253 McCullough Ln was $9,498 with a homeowner's exemption, down 1.7% from the year before.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,498.00 (-1.72%) Homeowner's exemption | $98,869 | $982,390 Land $119,900 Building $862,490 |
| 2024 | $9,664.00 (+7.99%) | ||
| 2023 | $8,949.00 Homeowner's exemption | $93,328 | $921,730 Land $119,900 Building $801,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 253 McCullough Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–2008) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 253 McCullough Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures