253 Hill St, Ringgold, GA 30736 Property Records

Catoosa County property record for 253 Hill St, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,014 sqft · built 1984
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Feb 2017)
Tax Bill	$1,609 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0039H080000`

Property Details

APN / Parcel Number

Primary APN	`0039H080000`
Alternative APNs	`0039H080` `19886`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,014 sqft Heated Area
1st Floor Area	1,014 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	238 ft deep x 83 ft wide
Garage Area	312 sqft
Porch	Open Porch
Porch Area	392 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19886
Old Parcel Number	0039H080000
Street Address	253 HILL ST
City	RINGGOLD
State	GA
Zip	30736-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 23A HILL CREST
Legal Subdivision	HILL CREST SUB UN 1
Legal Lot Number	23A
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3000
Census Tract	30306

Owner

253 Hill St is owned and occupied by two individuals who acquired it in February 2017.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	253 HILL ST, RINGGOLD, GA 30736-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES
Apr 1, 2025	Deed of Trust, Mortgage TRUST FEDERAL CREDIT UNION
Dec 26, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Feb 24, 2017	Warranty Deed, Transfer PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2017 · Amount on File
Deed Sale	Feb 17, 2017 · Amount on File
Prior Sale	May 16, 2016 · Amount on File
Deed Document Number	0001866849
Deed Book / Page	1866 / 849
Last Transfer Date	Feb 24, 2017
Transfer Doc	0018660849
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	253 HILL ST, RINGGOLD, GA 30736-3217
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 HILL ST, RINGGOLD, GA 30736-3217

Mortgage

Document Number	0022710000000458
Date	Apr 13, 2023
Book Page	0000002271/0000000458
Instrument	002283

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	253 HILL ST, RINGGOLD, GA 30736-3217
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 HILL ST, RINGGOLD, GA 30736-3217

Mortgage

Document Number	0023770000000091
Date	Apr 1, 2025
Book Page	0000002377/0000000091
Instrument	2025001999

Lender

Name	TRUST FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	253 HILL ST, RINGGOLD, GA 30736-3217
Document Number	0021070721
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	253 HILL ST RINGGOLD GA 307363217, RINGGOLD, GA 30736-3217

Mortgage

Document Number	0021070721
Date	Jan 19, 2021
Book Page	002107/000721

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 24, 2017
Property Address	253 HILL ST, RINGGOLD, GA 30736-3217
Document Number	0018660849
Book / Page	001866 / 000849
Instrument Date	Feb 17, 2017
Instrument	1374
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	253 HILL ST RINGGOLD GA 307363217, RINGGOLD, GA 30736-3217

Mortgage

Document Number	18660851
Date	Feb 24, 2017
Book Page	001866/000851
Instrument	1375

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 253 Hill St was $1,609.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,609.00	$84,794 Land $12,000 Building $72,794	$211,984 Land $30,000 Building $181,984
2023	$1,415.00 (+24.45%)	$63,204 Land $10,000 Building $53,204	$158,010 Land $25,000 Building $133,010
2022	$1,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 253 Hill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 253 Hill St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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