253 Baltimore St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 253 Baltimore St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,245 sqft · built 1922
Lot Size	0.112 acres (4,900 sqft)
Owner	Company Name on File
Last Sale	$51,000 (Oct 2023)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-301-021`

Property Details

APN / Parcel Number

Primary APN	`8913-26-301-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	871 sqft
Attic	Attic
Attic Area	305 sqft
Basement Area	871 sqft
Unfinished Basement	871 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	140 ft deep x 35 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	253 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50701-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITNEY AND SEDGWICKS ADDITION SE 35 FT LOT 20 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEY AND SEDGWICKS ADDITION
Legal Block	4
Legal Lot Number	20
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1011
Census Tract	300

Owner

253 Baltimore St is owned by a company that bought it in October 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	943 SUNRISE BLVD, WATERLOO, IA 50701-4951
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK
Oct 25, 2022	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Prior Sale	Oct 25, 2022 · Amount on File
Deed Document Number	20236718
Prior Transfer Date	Mar 19, 2008
Prior Transfer Doc	2008018595
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	253 BALTIMORE ST, WATERLOO, IA 50701-2623
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SUMMIT AVE, WATERLOO, IA 50701-2827

Mortgage

Document Number	202300009880
Date	Jan 13, 2023
Instrument	202300009880

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank
Address	DIKE, IA 50624

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 25, 2022
Property Address	253 BALTIMORE ST, WATERLOO, IA 50701-2623
Document Number	202300006718
Instrument Date	Oct 24, 2022
Instrument	202300006718
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$80.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 SUNRISE BLVD, WATERLOO, IA 50701-4951

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 20, 2017
Property Address	253 BALTIMORE ST, WATERLOO, IA 50701-2623
Document Number	201800001117
Instrument Date	Jun 23, 2017
Instrument	2018-00001117
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 BALTIMORE ST, WATERLOO, IA 50701-2623

Mortgage

Document Number	201800001118
Date	Jul 20, 2017
Instrument	2018-00001118

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 253 Baltimore St was $1,242, down 17.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (-17.14%)	$60,860 Land $5,250 Building $55,610	$60,860 Land $5,250 Building $55,610
2024	$1,499.00
2023		$53,470 (+24%) Land $5,250 Building $48,220	$53,470 Land $5,250 Building $48,220
2022	$752.00 Homeowner's exemption	$43,120 Land $5,250 Building $37,870
2021			$43,120 Land $5,250 Building $37,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 253 Baltimore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 253 Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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