25295 Cayce Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 25295 Cayce Ct, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,317 sqft · built 1986
Lot Size0.333 acres (14,544 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (May 2016)
Tax Bill$5,108 (2025)
Deeds & MortgagesJul 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN40-23-08-401-001

Property Details

APN / Parcel Number

Primary APN40-23-08-401-001
Alternative APNs
  • 0095262-328570-8
  • 10004612038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,317 sqft Living Area
Gross Area3,172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleOther
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialWood Shingle
Lot Area14,544 sqft (0.333 acres)
Garage TypeFinished
Garage Area561 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area38 sqft
PorchPorch
Porch Area294 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004612038
Old Parcel Number00952623285708
Street Address25295 CAYCE CT
CityPUNTA GORDA
StateFL
Zip33983-6136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPGI 023 0713 0017 PUNTA GORDA ISLES SEC23 BLK713 LT 17 843/833 1482/1484 2082/572 2482/1261 2939/1134
Legal Range23E
Legal Township40S
Legal Section08
Legal SubdivisionPUNTA GORDA ISLES
Legal Block713
Legal Lot Number17
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group2
Census Block2002
Census Tract20101

Owner

25295 Cayce Ct is owned and occupied by an individual who bought it in May 2016.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address25295 CAYCE CT, PUNTA GORDA, FL 33983-6136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2016 · Amount on File
Deed SaleMay 2, 2016 · Amount on File
Prior SaleAug 5, 2015 · Amount on File
Deed Document Number2433518
Deed Book / Page4077 / 1740
Record UpdatedJun 8, 2026

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLOTTE FL
Property Address25295 CAYCE CT, PUNTA GORDA, FL 33983-6136
Document Number0046010186
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25295 CAYCE CT PUNTA GORDA FL 339836136, PUNTA GORDA, FL 33983-6136

Mortgage

Document Number0046010186
DateJul 15, 2020
Book Page004601/000186
Instrument2830388
Lender
NameTRUIST BK
Agreement
TypeConventional with PMI
AmountAmount on Record
Term480 Months
DueJul 14, 2060
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 25295 Cayce Ct was $5,108.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,108.00$338,647$320,395 Land $67,000 Building $253,395
2023$6,173.00 (+22.8%)$297,824 (+9.41%)$320,339 (+17.68%) Land $67,000 Building $253,339
2022$5,027.00$272,216 Land $42,500 Building $229,716$272,216 Land $42,500 Building $229,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25295 Cayce Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25295 Cayce Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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