2529 Smith St, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 2529 Smith St, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 1973
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2019)
Tax Bill	$9,633 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-06301-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`16-06301-0000-00006`
Alternative APNs	`160630100006` `322700`

Interior

Stories	2 Stories
Building Area	1,794 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	322700
Street Address	2529 SMITH ST
City	SCOTCH PLAINS
State	NJ
Zip	07076-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	WESTFIELD MANOR
Legal Block	6301
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	1
Census Block	1008
Census Tract	38500

Owner

2529 Smith St is owned and occupied by two individuals who bought it in November 2019.

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2529 SMITH ST, SCOTCH PLAINS, NJ 07076-2034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 21, 2019	Deed, Transfer GOLDEN TITLE AGENCY LLC
May 9, 2019	Grant Deed, Transfer · Construction Mortgage PS FUNDING INC PS FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	May 9, 2019 · Amount on File
Deed Document Number	2019319401
Deed Book / Page	6348 / 2378
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2529 SMITH ST, SCOTCH PLAINS, NJ 07076-2034
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148942234
Date	Feb 24, 2021
Book Page	14894/2234
Instrument	5117

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jan 1, 2050

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 21, 2019
Property Address	2529 SMITH ST, SCOTCH PLAINS, NJ 07076-2034
Document Number	0063482378
Book / Page	6348 / 2378
Map Reference	MAP 122-D
Instrument Date	Oct 24, 2019
Instrument	319401
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	GOLDEN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 DAVIS AVE, 72, KEARNY, NJ 07032-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2529 SMITH ST, SCOTCH PLAINS, NJ 07076-2034

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 9, 2019
Property Address	2529 SMITH ST, SCOTCH PLAINS, NJ 07076-2034
Document Number	0063212042
Book / Page	006321 / 002042
Instrument Date	Apr 25, 2019
Instrument	312555
Transaction Type	Transfer
Record Updated	May 27, 2019
Title Company	CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2529 SMITH ST SCOTCH PLAINS NJ 070762034, SCOTCH PLAINS, NJ 07076-2034

Mortgage

Document Number	145542882
Date	May 9, 2019
Book Page	014554/002882
Instrument	672435

Lender

Name	PS FUNDING INC PS FUNDING INC
Type	Bank
Address	2121 PARK PL # 250, EL SEGUNDO, CA 90245-4843

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 8, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2529 Smith St was $9,633, up 4.9% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,000 (-) Land $16,300 Building $61,700	$78,000 (-) Land $16,300 Building $61,700
2025	$9,633.00 (+4.95%)	$78,000 Land $16,300 Building $61,700	$78,000 Land $16,300 Building $61,700
2024	$9,179.00
2023		$78,000 Land $16,300 Building $61,700	$78,000 Land $16,300 Building $61,700
2022	$8,802.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2529 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2529 Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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