Baldwin County property record for 25282 Spindle Ln, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,311 sqft · built 2007 |
| Lot Size | 0.273 acres (11,915 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,314 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-06-24-0-000-021.048 |
| Primary APN | 43-06-24-0-000-021.048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,311 sqft Heated Area |
| 1st Floor Area | 2,311 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,915 sqft (0.273 acres) |
| Lot Dimensions | 145 ft deep x 82 ft wide |
| Pool Area | 392 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 167899 |
|---|---|
| Street Address | 25282 SPINDLE LN |
| City | DAPHNE |
| State | AL |
| Zip | 36526-5415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82' X 145.3' IRR LOT 33 COTTON RIDGE ESTATES SUB SLIDE 2275-F SEC 24-T5S-R2E (WD-SURVIVORSHIP) |
| Legal Subdivision | COTTON RIDGE ESTATES SUB |
| Legal Lot Number | 33 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10709 |
25282 Spindle Ln is owned and occupied by an individual who acquired it in July 2007.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25282 SPINDLE LN, DAPHNE, AL 36526-5415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Nov 2, 2017 | Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2007 |
| Deed Sale | Jul 18, 2007 |
| Deed Document Number | 20071062966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 25282 SPINDLE LN, DAPHNE, AL 36526-5415 |
| Document Number | 0001774487 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 25282 SPINDLE LN DAPHNE AL 365265415, DAPHNE, AL 36526-5415 |
| Document Number | 0001774487 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 1774487 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 25282 SPINDLE LN, DAPHNE, AL 36526-5415 |
| Document Number | 0001665700 |
| Instrument Date | Nov 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25282 SPINDLE LN DAPHNE AL 365265415, DAPHNE, AL 36526-5415 |
| Document Number | 0001665700 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 1665700 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2026 property tax bill for 25282 Spindle Ln was $1,314 with a homeowner's exemption, down 1.6% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,314.00 (-1.65%) Homeowner's exemption | ||
| 2025 | $1,336.00 | $44,580 Land $4,860 Building $39,720 | $445,600 Land $48,500 Building $397,100 |
| 2023 | $1,196.00 (+36.53%) Homeowner's exemption | $40,040 (+21.63%) | $400,400 (+21.67%) Land $44,400 Building $356,000 |
| 2022 | $876.00 (+17.58%) Homeowner's exemption | $32,920 | $329,100 Land $37,800 Building $291,300 |
| 2021 | $745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25282 Spindle Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 2 (2020–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25282 Spindle Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELFOREST WATER SYSTEM serves 17,268 people · EPA ID AL0000025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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