2528 Wheat St, Columbia, SC 29205 Property Records

Richland County property record for 2528 Wheat St, Columbia, SC 29205 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,032 sqft · built 1938
Lot Size	0.278 acres (12,131 sqft)
Owner	Company Name on File
Last Sale	$502,150 (Mar 2018)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11311-09-05`

Property Details

APN / Parcel Number

Primary APN	`11311-09-05`
Alternative APNs	`R11311-09-05` `00273616`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,032 sqft Heated Area
Gross Area	3,178 sqft
1st Floor Area	2,109 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,131 sqft (0.278 acres)
Garage Type	Detached
Parking Spaces	9 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00273616
Street Address	2528 WHEAT ST
City	COLUMBIA
State	SC
Zip	29205-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	69.8X190.2X69.8X189.4 #SU #PR RB854-1042
Legal Subdivision	SHANDON
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1004
Census Tract	2100

Owner

Source: Richland County records · APN 11311-09-05

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
May 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK & TR CO
Mar 28, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Prior Sale	Jul 22, 2010 · Amount on Record
Deed Document Number	201819167
Deed Book / Page	2290 / 2525
Prior Transfer Date	Jun 17, 1999
Prior Transfer Doc	0000052352
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	2528 WHEAT ST, COLUMBIA, SC 29205-2351
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026112110
Date	Apr 28, 2021
Book Page	2611/2110
Instrument	2021025861

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	2528 WHEAT ST, COLUMBIA, SC 29205-2351
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 WHEAT ST, COLUMBIA, SC 29205-2351
Investor	Possibly a Property Investor

Mortgage

Document Number	0026210066
Date	May 24, 2021
Book Page	2621/66
Instrument	2021032288

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	2528 WHEAT ST, COLUMBIA, SC 29205-2351
Document Number	2358/1997
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2528 WHEAT ST COLUMBIA SC 292052351, COLUMBIA, SC 29205-2351

Mortgage

Document Number	2358/1997
Date	Dec 18, 2018
Book Page	002358/001997
Instrument	92036

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2043

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 28, 2018
Property Address	2528 WHEAT ST, COLUMBIA, SC 29205-2351
Document Number	2290/2525
Book / Page	002290 / 002525
Instrument Date	Mar 22, 2018
Instrument	19167
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,857.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2528 WHEAT ST COLUMBIA SC 292052351, COLUMBIA, SC 29205-2351

Mortgage

Document Number	2290/2529
Date	Mar 28, 2018
Book Page	002290/002529
Instrument	19168

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00 (+15.1%)		$611,190 (+16.73%)
2023	$3,668.00 (-6.43%)
2021	$3,920.00	$20,940	$523,600 Land $100,000 Building $423,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790021001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016, rainfall accumulation, Hurricane Matthew

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 397 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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